IFSCIndex

Kotak Mahindra Bank Rajaji Nagar Bangalore IFSC Code

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Kotak Mahindra Bank

KKBK0008078

IFSC · Used for NEFT, IMPS & RTGS

560485090

MICR · Used for Cheque Clearance

Branch

Rajaji Nagar Bangalore

Address

Panchajanya Towers No 1022 Dr Rajkumar Road Opp Suguna Hospital Rajajinagar Bangalore 560010

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District

Bangalore

State

Karnataka

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Frequently Asked Questions

About Kotak Mahindra Bank Rajaji Nagar Bangalore (dr Rajkumar Road Opp Suguna - 8078), Bangalore

The IFSC code KKBK0008078 (lowercase: kkbk0008078) belongs to Kotak Mahindra Bank, specifically the Rajaji Nagar Bangalore (dr Rajkumar Road Opp Suguna - 8078) branch located in Bangalore, Karnataka.

The 5th character in the IFSC code KKBK0008078 is a zero (0), not the letter 'O'. The correct format is KKBK0008078 (lowercase: kkbk0008078), and not KKBKO008078. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Kotak Mahindra Bank Rajaji Nagar Bangalore (dr Rajkumar Road Opp Suguna - 8078) in Bangalore, Karnataka is KKBK0008078. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Kotak Mahindra Bank Rajaji Nagar Bangalore (dr Rajkumar Road Opp Suguna - 8078) is located at Panchajanya Towers No 1022 Dr Rajkumar Road Opp Suguna Hospital Rajajinagar Bangalore 560010, Bangalore, Karnataka. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of Kotak Mahindra Bank Rajaji Nagar Bangalore (dr Rajkumar Road Opp Suguna - 8078) is 560485090. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code KKBK0008078 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code KKBK0008078 by checking: (1) The top-left corner of any Kotak Mahindra Bank Rajaji Nagar Bangalore (dr Rajkumar Road Opp Suguna - 8078) cheque leaf, (2) The first page of your Kotak Mahindra Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: KKBK0008078

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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KKBK
Bank Codechars 1–4
0Reservedchar 5
008078
Branch Codechars 6–11

KKBK0008078

What Each Part Means

Bank Code — KKBK
The first 4 characters uniquely identify Kotak Mahindra Bank at the national level. Every branch of Kotak Mahindra Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 008078
The final 6 characters 008078 uniquely identify this specific branch within the Kotak Mahindra Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code KKBK0008078
SegmentCharsValuePurpose
Bank Code1–4KKBKIdentifies Kotak Mahindra Bank
Reserved50RBI reserved (always 0)
Branch Code6–11008078Unique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchKKBK0008078560485090
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.