Kotak Mahindra Bank IFSC Code & MICR Code
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Select a state to browse Kotak Mahindra Bank branches and IFSC codes
How to Find Kotak Mahindra Bank IFSC Code
Step-by-step guide for all 2,505 branches
1Use This Website
Use the search bar above or select your state from the grid. Kotak Mahindra Bank has 2,505 branches across 29 states — every branch has a dedicated page showing its IFSC code, MICR code, and full address.
2Check Your Cheque Book
The IFSC code for your Kotak Mahindra Bank branch is printed on the top-left of every cheque leaf — it is the 11-character alphanumeric code above your account number.
3Check Your Passbook
Your Kotak Mahindra Bankpassbook's first page displays the branch IFSC code alongside the branch name and address.
4For NEFT & RTGS Transfers
When adding Kotak Mahindra Bank as a beneficiary, you must enter the 11-digit IFSC code of the destination branch. RTGS requires a minimum transfer of ₹2 lakh; NEFT settles in 30-minute batches; IMPS is instant up to ₹5 lakh.
5IFSC Code Structure for Kotak Mahindra Bank
Every Kotak Mahindra Bank IFSC code is 11 characters: 4 bank identifier chars + 0 (RBI reserved) + 6 branch identifier chars. The 4-character bank prefix is consistent across all Kotak Mahindra Bank branches nationwide.
6Data Source & Accuracy
Our database covers all 2,505 Kotak Mahindra Bankbranches sourced from the RBI's official IFSC master list. Updated regularly to reflect mergers, closures, and new branch openings.
Kotak Mahindra Bank IFSC — FAQ
Everything you need to know about IFSC codes
Use the search tool on this page or navigate to your state from the grid below. Kotak Mahindra Bank has 2,505 branches across 29 states and UTs. Each branch page lists the exact IFSC, MICR code, and full address.
Kotak Mahindra Bank currently has 2,505 branches across 29 states and Union Territories. The largest presence is in Maharashtra with 566 branches.
Kotak Mahindra Bank IFSC codes are 11-character alphanumeric strings. The first 4 characters identify the bank, the 5th character is always '0', and the last 6 characters identify the specific branch. You can find the IFSC code printed on your cheque book, passbook, or on the bank's official website.
Yes. The IFSC code for any Kotak Mahindra Bank branch is used for all three electronic fund transfer modes — NEFT (batch settlements every 30 minutes), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All transfers are processed 24×7×365 as per RBI guidelines.
IFSC codes can change when banks merge, restructure, or close branches. If your Kotak Mahindra Bank IFSC code is being rejected, search our database which is regularly updated from the RBI's official IFSC master list. Contact Kotak Mahindra Bank customer care or visit the nearest branch for the latest code.
Our IFSC database is sourced from the Reserve Bank of India's official IFSC master list and is updated regularly to reflect mergers, branch closures, and new branch openings. We cover all 2,505 Kotak Mahindra Bank branches across India.