Kalupur Commercial Co Operative Bank Pandesara IFSC Code
Kalupur Commercial Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Pandesara
District
Surat
State
Gujarat
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Other Kalupur Commercial Co Operative Bank Branches in Surat
4 nearby branches — click to view IFSC
Bhagal (library Tower Road Bhagal Su - L043)
16,17 Aaryaman Arcade,opp. Gajanan Library,tower Road, Bhagal,surat - 395003
City Light (2nd Floor - B066)
2nd Floor,agrasen Point,city Light,surat-395007
Anand Mahal Road (anand Mahal Road Adajan Sura - R044)
Madhav Complex, New Ranchhod Nagar, Opp.prime Arcade, Anand Mahal Road, Adajan,surat-395009
Parvat Patiya (times Square Opp Landmark Em - P070)
G 7 8,ground Floor, Times Square, Opp. Landmark Empire, Near Vakilwadi Parvat Patiya,surat-395010
Frequently Asked Questions
About Kalupur Commercial Co Operative Bank Pandesara (d C Road Pandesara Surat - R041), Surat
The IFSC code KCCB0PSR041 (lowercase: kccb0psr041) belongs to Kalupur Commercial Co Operative Bank, specifically the Pandesara (d C Road Pandesara Surat - R041) branch located in Surat, Gujarat.
The 5th character in the IFSC code KCCB0PSR041 is a zero (0), not the letter 'O'. The correct format is KCCB0PSR041 (lowercase: kccb0psr041), and not KCCBOPSR041. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Kalupur Commercial Co Operative Bank Pandesara (d C Road Pandesara Surat - R041) in Surat, Gujarat is KCCB0PSR041. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Kalupur Commercial Co Operative Bank Pandesara (d C Road Pandesara Surat - R041) is located at 240 Shiv Nagar Society,g.i.d.c Road,pandesara,surat - 394221, Surat, Gujarat. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Kalupur Commercial Co Operative Bank Pandesara (d C Road Pandesara Surat - R041) is 395126005. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code KCCB0PSR041 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code KCCB0PSR041 by checking: (1) The top-left corner of any Kalupur Commercial Co Operative Bank Pandesara (d C Road Pandesara Surat - R041) cheque leaf, (2) The first page of your Kalupur Commercial Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: KCCB0PSR041
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
KCCB0PSR041
What Each Part Means
- Bank Code — KCCB
- The first 4 characters uniquely identify Kalupur Commercial Co Operative Bank at the national level. Every branch of Kalupur Commercial Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — PSR041
- The final 6 characters PSR041 uniquely identify this specific branch within the Kalupur Commercial Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | KCCB | Identifies Kalupur Commercial Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | PSR041 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Kalupur Commercial Co Operative Bank
Pandesara (d C Road Pandesara Surat - R041), Surat, Gujarat
Cheque No.
00000041
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | KCCB0PSR041 | 395126005 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.