Kalupur Commercial Co Operative Bank Anand Mahal Road IFSC Code
Kalupur Commercial Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Anand Mahal Road
Address
Madhav Complex, New Ranchhod Nagar, Opp.prime Arcade, Anand Mahal Road, Adajan,surat-395009
View on Google MapsDistrict
Surat
State
Gujarat
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Other Kalupur Commercial Co Operative Bank Branches in Surat
4 nearby branches — click to view IFSC
Bhagal (library Tower Road Bhagal Su - L043)
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City Light (2nd Floor - B066)
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Pandesara (d C Road Pandesara Surat - R041)
240 Shiv Nagar Society,g.i.d.c Road,pandesara,surat - 394221
Parvat Patiya (times Square Opp Landmark Em - P070)
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Frequently Asked Questions
About Kalupur Commercial Co Operative Bank Anand Mahal Road (anand Mahal Road Adajan Sura - R044), Surat
The IFSC code KCCB0NPR044 (lowercase: kccb0npr044) belongs to Kalupur Commercial Co Operative Bank, specifically the Anand Mahal Road (anand Mahal Road Adajan Sura - R044) branch located in Surat, Gujarat.
The 5th character in the IFSC code KCCB0NPR044 is a zero (0), not the letter 'O'. The correct format is KCCB0NPR044 (lowercase: kccb0npr044), and not KCCBONPR044. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Kalupur Commercial Co Operative Bank Anand Mahal Road (anand Mahal Road Adajan Sura - R044) in Surat, Gujarat is KCCB0NPR044. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Kalupur Commercial Co Operative Bank Anand Mahal Road (anand Mahal Road Adajan Sura - R044) is located at Madhav Complex, New Ranchhod Nagar, Opp.prime Arcade, Anand Mahal Road, Adajan,surat-395009, Surat, Gujarat. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Kalupur Commercial Co Operative Bank Anand Mahal Road (anand Mahal Road Adajan Sura - R044) is 395126008. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code KCCB0NPR044 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code KCCB0NPR044 by checking: (1) The top-left corner of any Kalupur Commercial Co Operative Bank Anand Mahal Road (anand Mahal Road Adajan Sura - R044) cheque leaf, (2) The first page of your Kalupur Commercial Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: KCCB0NPR044
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
KCCB0NPR044
What Each Part Means
- Bank Code — KCCB
- The first 4 characters uniquely identify Kalupur Commercial Co Operative Bank at the national level. Every branch of Kalupur Commercial Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — NPR044
- The final 6 characters NPR044 uniquely identify this specific branch within the Kalupur Commercial Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | KCCB | Identifies Kalupur Commercial Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | NPR044 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Kalupur Commercial Co Operative Bank
Anand Mahal Road (anand Mahal Road Adajan Sura - R044), Surat, Gujarat
Cheque No.
00000044
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | KCCB0NPR044 | 395126008 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.