Jammu And Kashmir Bank Lcu Poonch IFSC Code
Jammu And Kashmir Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Lcu Poonch
District
Poonch
State
Jammu And Kashmir
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Other Jammu And Kashmir Bank Branches in Poonch
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Balakote (post Office Dhargloon - Lako)
Post Office Dhargloon, Mendhar, Poonch, Jammu, Jk Pin 185211
Bhata Dhuria (bhatta Dhuria - Ataa)
Bhatta Dhuria, Post Office-bhata Duria, Tehsil-mendhar, District-poonch, Jk, Pin-185121
Frequently Asked Questions
About Jammu And Kashmir Bank Lcu Poonch (near Gurduwara Singh - Upoo), Poonch
The IFSC code JAKA0LCUPOO (lowercase: jaka0lcupoo) belongs to Jammu And Kashmir Bank, specifically the Lcu Poonch (near Gurduwara Singh - Upoo) branch located in Poonch, Jammu And Kashmir.
The 5th character in the IFSC code JAKA0LCUPOO is a zero (0), not the letter 'O'. The correct format is JAKA0LCUPOO (lowercase: jaka0lcupoo), and not JAKAOLCUPOO. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Jammu And Kashmir Bank Lcu Poonch (near Gurduwara Singh - Upoo) in Poonch, Jammu And Kashmir is JAKA0LCUPOO. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Jammu And Kashmir Bank Lcu Poonch (near Gurduwara Singh - Upoo) is located at Near Gurduwara Singh Sabha, Poonch, Jammu And Kashmir. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for Jammu And Kashmir Bank Lcu Poonch (near Gurduwara Singh - Upoo) in Poonch is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code JAKA0LCUPOO is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code JAKA0LCUPOO by checking: (1) The top-left corner of any Jammu And Kashmir Bank Lcu Poonch (near Gurduwara Singh - Upoo) cheque leaf, (2) The first page of your Jammu And Kashmir Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: JAKA0LCUPOO
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
JAKA0LCUPOO
What Each Part Means
- Bank Code — JAKA
- The first 4 characters uniquely identify Jammu And Kashmir Bank at the national level. Every branch of Jammu And Kashmir Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — LCUPOO
- The final 6 characters LCUPOO uniquely identify this specific branch within the Jammu And Kashmir Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | JAKA | Identifies Jammu And Kashmir Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | LCUPOO | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Jammu And Kashmir Bank
Lcu Poonch (near Gurduwara Singh - Upoo), Poonch, Jammu And Kashmir
Cheque No.
00000000
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | JAKA0LCUPOO | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.