Jammu And Kashmir Bank IFSC Code & MICR Code
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Select a state to browse Jammu And Kashmir Bank branches and IFSC codes
How to Find Jammu And Kashmir Bank IFSC Code
Step-by-step guide for all 1,190 branches
1Use This Website
Use the search bar above or select your state from the grid. Jammu And Kashmir Bank has 1,190 branches across 20 states — every branch has a dedicated page showing its IFSC code, MICR code, and full address.
2Check Your Cheque Book
The IFSC code for your Jammu And Kashmir Bank branch is printed on the top-left of every cheque leaf — it is the 11-character alphanumeric code above your account number.
3Check Your Passbook
Your Jammu And Kashmir Bankpassbook's first page displays the branch IFSC code alongside the branch name and address.
4For NEFT & RTGS Transfers
When adding Jammu And Kashmir Bank as a beneficiary, you must enter the 11-digit IFSC code of the destination branch. RTGS requires a minimum transfer of ₹2 lakh; NEFT settles in 30-minute batches; IMPS is instant up to ₹5 lakh.
5IFSC Code Structure for Jammu And Kashmir Bank
Every Jammu And Kashmir Bank IFSC code is 11 characters: 4 bank identifier chars + 0 (RBI reserved) + 6 branch identifier chars. The 4-character bank prefix is consistent across all Jammu And Kashmir Bank branches nationwide.
6Data Source & Accuracy
Our database covers all 1,190 Jammu And Kashmir Bankbranches sourced from the RBI's official IFSC master list. Updated regularly to reflect mergers, closures, and new branch openings.
Jammu And Kashmir Bank IFSC — FAQ
Everything you need to know about IFSC codes
Use the search tool on this page or navigate to your state from the grid below. Jammu And Kashmir Bank has 1,190 branches across 20 states and UTs. Each branch page lists the exact IFSC, MICR code, and full address.
Jammu And Kashmir Bank currently has 1,190 branches across 20 states and Union Territories. The largest presence is in Jammu And Kashmir with 1,032 branches.
Jammu And Kashmir Bank IFSC codes are 11-character alphanumeric strings. The first 4 characters identify the bank, the 5th character is always '0', and the last 6 characters identify the specific branch. You can find the IFSC code printed on your cheque book, passbook, or on the bank's official website.
Yes. The IFSC code for any Jammu And Kashmir Bank branch is used for all three electronic fund transfer modes — NEFT (batch settlements every 30 minutes), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All transfers are processed 24×7×365 as per RBI guidelines.
IFSC codes can change when banks merge, restructure, or close branches. If your Jammu And Kashmir Bank IFSC code is being rejected, search our database which is regularly updated from the RBI's official IFSC master list. Contact Jammu And Kashmir Bank customer care or visit the nearest branch for the latest code.
Our IFSC database is sourced from the Reserve Bank of India's official IFSC master list and is updated regularly to reflect mergers, branch closures, and new branch openings. We cover all 1,190 Jammu And Kashmir Bank branches across India.