Citi Bank Citi Bank IFSC Code
Citi Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Citi Bank
District
Mumbai
State
Maharashtra
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Other Citi Bank Branches in Mumbai
4 nearby branches — click to view IFSC
Nariman Point (rajni Patel Marg Nariman Poi - 0000)
Nirmal Building, Ground Floor, Barrister Rajni Patel Marg, Nariman Point, Mumbai, Maharashtra Pincode 400021
Mumbai Forex Division (citigroup Centre - 00fx)
Citigroup Centre, C-61, Bandra Kurla Complex, Bandra E, Mumbai - 51
Mumbai (rajni Patel Marg Nariman Poi - Ft00)
Nirmal Building, Ground Floor, Barrister Rajni Patel Marg, Nariman Point, Mumbai Pincode 400021
Citi Bank Imps (rajni Patel Marg Nariman Poi - Gsmi)
Nirmal Building, Ground Floor, Barrister Rajni Patel Marg, Nariman Point, Mumbai Pincode 400021
Frequently Asked Questions
About Citi Bank Citi Bank (bombay Mutual Building - Pigw), Mumbai
The IFSC code CITI000PIGW (lowercase: citi000pigw) belongs to Citi Bank, specifically the Citi Bank (bombay Mutual Building - Pigw) branch located in Mumbai, Maharashtra.
The 5th character in the IFSC code CITI000PIGW is a zero (0), not the letter 'O'. The correct format is CITI000PIGW (lowercase: citi000pigw), and not CITIO00PIGW. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Citi Bank Citi Bank (bombay Mutual Building - Pigw) in Mumbai, Maharashtra is CITI000PIGW. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Citi Bank Citi Bank (bombay Mutual Building - Pigw) is located at Bombay Mutual Building, Fort, Mumbai-400001, Mumbai, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Citi Bank Citi Bank (bombay Mutual Building - Pigw) is 144037002. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code CITI000PIGW is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code CITI000PIGW by checking: (1) The top-left corner of any Citi Bank Citi Bank (bombay Mutual Building - Pigw) cheque leaf, (2) The first page of your Citi Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: CITI000PIGW
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
CITI000PIGW
What Each Part Means
- Bank Code — CITI
- The first 4 characters uniquely identify Citi Bank at the national level. Every branch of Citi Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 00PIGW
- The final 6 characters 00PIGW uniquely identify this specific branch within the Citi Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | CITI | Identifies Citi Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 00PIGW | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Citi Bank
Citi Bank (bombay Mutual Building - Pigw), Mumbai, Maharashtra
Cheque No.
00000000
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | CITI000PIGW | 144037002 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.