IFSCIndex

Citi Bank Citi Bank Imps IFSC Code

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Citi Bank

CITI0RTGSMI

IFSC · Used for NEFT, IMPS & RTGS

400037002

MICR · Used for Cheque Clearance

Branch

Citi Bank Imps

Address

Nirmal Building, Ground Floor, Barrister Rajni Patel Marg, Nariman Point, Mumbai Pincode 400021

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District

Mumbai

State

Maharashtra

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Frequently Asked Questions

About Citi Bank Citi Bank Imps (rajni Patel Marg Nariman Poi - Gsmi), Mumbai

The IFSC code CITI0RTGSMI (lowercase: citi0rtgsmi) belongs to Citi Bank, specifically the Citi Bank Imps (rajni Patel Marg Nariman Poi - Gsmi) branch located in Mumbai, Maharashtra.

The 5th character in the IFSC code CITI0RTGSMI is a zero (0), not the letter 'O'. The correct format is CITI0RTGSMI (lowercase: citi0rtgsmi), and not CITIORTGSMI. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Citi Bank Citi Bank Imps (rajni Patel Marg Nariman Poi - Gsmi) in Mumbai, Maharashtra is CITI0RTGSMI. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Citi Bank Citi Bank Imps (rajni Patel Marg Nariman Poi - Gsmi) is located at Nirmal Building, Ground Floor, Barrister Rajni Patel Marg, Nariman Point, Mumbai Pincode 400021, Mumbai, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of Citi Bank Citi Bank Imps (rajni Patel Marg Nariman Poi - Gsmi) is 400037002. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code CITI0RTGSMI is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code CITI0RTGSMI by checking: (1) The top-left corner of any Citi Bank Citi Bank Imps (rajni Patel Marg Nariman Poi - Gsmi) cheque leaf, (2) The first page of your Citi Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: CITI0RTGSMI

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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CITI
Bank Codechars 1–4
0Reservedchar 5
RTGSMI
Branch Codechars 6–11

CITI0RTGSMI

What Each Part Means

Bank Code — CITI
The first 4 characters uniquely identify Citi Bank at the national level. Every branch of Citi Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — RTGSMI
The final 6 characters RTGSMI uniquely identify this specific branch within the Citi Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code CITI0RTGSMI
SegmentCharsValuePurpose
Bank Code1–4CITIIdentifies Citi Bank
Reserved50RBI reserved (always 0)
Branch Code6–11RTGSMIUnique to this branch

Where to Find IFSC & MICR on Your Cheque

Interactive cheque leaf mockup — highlighted fields show live values from this branch

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchCITI0RTGSMI400037002
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.