Zoroastrian Co Operative Bank Dahisar IFSC Code
Zoroastrian Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Dahisar
Address
Rustomjee International School, Rustomjee Acres, Dahisar (w), Mumbai 400068
View on Google MapsDistrict
Mumbai
State
Maharashtra
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Frequently Asked Questions
About Zoroastrian Co Operative Bank Dahisar (rustomjee International Scho - 0012), Mumbai
The IFSC code ZCBL0000012 (lowercase: zcbl0000012) belongs to Zoroastrian Co Operative Bank, specifically the Dahisar (rustomjee International Scho - 0012) branch located in Mumbai, Maharashtra.
The 5th character in the IFSC code ZCBL0000012 is a zero (0), not the letter 'O'. The correct format is ZCBL0000012 (lowercase: zcbl0000012), and not ZCBLO000012. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Zoroastrian Co Operative Bank Dahisar (rustomjee International Scho - 0012) in Mumbai, Maharashtra is ZCBL0000012. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Zoroastrian Co Operative Bank Dahisar (rustomjee International Scho - 0012) is located at Rustomjee International School, Rustomjee Acres, Dahisar (w), Mumbai 400068, Mumbai, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for Zoroastrian Co Operative Bank Dahisar (rustomjee International Scho - 0012) in Mumbai is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code ZCBL0000012 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code ZCBL0000012 by checking: (1) The top-left corner of any Zoroastrian Co Operative Bank Dahisar (rustomjee International Scho - 0012) cheque leaf, (2) The first page of your Zoroastrian Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: ZCBL0000012
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
ZCBL0000012
What Each Part Means
- Bank Code — ZCBL
- The first 4 characters uniquely identify Zoroastrian Co Operative Bank at the national level. Every branch of Zoroastrian Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000012
- The final 6 characters 000012 uniquely identify this specific branch within the Zoroastrian Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | ZCBL | Identifies Zoroastrian Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000012 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Zoroastrian Co Operative Bank
Dahisar (rustomjee International Scho - 0012), Mumbai, Maharashtra
Cheque No.
00000012
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | ZCBL0000012 | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.