YES Bank Gujarat Mercantile Co-op Bank Ltd IFSC Code
YES Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Gujarat Mercantile Co-op Bank Ltd
Address
Panchali Appartments, Opp Cadila Laboratories, Godasar, Ahmedabad - 380050, Gujarat
View on Google MapsDistrict
Ahmedabad
State
Gujarat
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Other YES Bank Branches in Ahmedabad
4 nearby branches — click to view IFSC
Prahladnagar Ahmedabad (100 Ft Road Nr Safal - 0480)
Shop No.g-2,commerce House-4, 100 Ft Road,nr Safal Pegasus, Prahladnagar, Ahmedabad, Gujarat-380015
Ahmedabad (centre Cg Road Ahmedabad Guj - 0007)
102/103, Cg Centre,, Cg Road,, , Ahmedabad, Gujarat-380009
Bodakdev Gujarat (- 3 Near Gnfc Towers - 0101)
Shop No.1, Shapath - 3, Near Gnfc Towers, S.g. Highway, Bodakdev, Ahmedabad, Gujarat-380054
Maninagar Gujarat (swastik Square Opp Brts Bus - 0215)
Part Ground, 3rd And 4th Floor, Swastik Square, Opp. Brts Bus Stop, Jawahar Chowk, Maninagar, Ahmedabad - 380008
Frequently Asked Questions
About YES Bank Gujarat Mercantile Co-op Bank Ltd (panchali Appartments Opp Cad - Mc01), Ahmedabad
The IFSC code YESB0GUMC01 (lowercase: yesb0gumc01) belongs to YES Bank, specifically the Gujarat Mercantile Co-op Bank Ltd (panchali Appartments Opp Cad - Mc01) branch located in Ahmedabad, Gujarat.
The 5th character in the IFSC code YESB0GUMC01 is a zero (0), not the letter 'O'. The correct format is YESB0GUMC01 (lowercase: yesb0gumc01), and not YESBOGUMC01. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of YES Bank Gujarat Mercantile Co-op Bank Ltd (panchali Appartments Opp Cad - Mc01) in Ahmedabad, Gujarat is YESB0GUMC01. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
YES Bank Gujarat Mercantile Co-op Bank Ltd (panchali Appartments Opp Cad - Mc01) is located at Panchali Appartments, Opp Cadila Laboratories, Godasar, Ahmedabad - 380050, Gujarat, Ahmedabad, Gujarat. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for YES Bank Gujarat Mercantile Co-op Bank Ltd (panchali Appartments Opp Cad - Mc01) in Ahmedabad is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code YESB0GUMC01 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code YESB0GUMC01 by checking: (1) The top-left corner of any YES Bank Gujarat Mercantile Co-op Bank Ltd (panchali Appartments Opp Cad - Mc01) cheque leaf, (2) The first page of your YES Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: YESB0GUMC01
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
YESB0GUMC01
What Each Part Means
- Bank Code — YESB
- The first 4 characters uniquely identify YES Bank at the national level. Every branch of YES Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — GUMC01
- The final 6 characters GUMC01 uniquely identify this specific branch within the YES Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | YESB | Identifies YES Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | GUMC01 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
YES Bank
Gujarat Mercantile Co-op Bank Ltd (panchali Appartments Opp Cad - Mc01), Ahmedabad, Gujarat
Cheque No.
00000001
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | YESB0GUMC01 | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.