Woori Bank Rtgs-ho IFSC Code
Woori Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Rtgs-ho
Address
2nd Floor, Lotte India, No 4/169, Rajiv Gandhi Salai, Kandhanchavadi, Perungudi Taluk, Chennai - 600096
View on Google MapsDistrict
Chennai
State
Tamil Nadu
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1 nearby branch — click to view IFSC
Frequently Asked Questions
About Woori Bank Rtgs-ho (2nd Floor - Ftsc), Chennai
The IFSC code HVBK0NEFTSC (lowercase: hvbk0neftsc) belongs to Woori Bank, specifically the Rtgs-ho (2nd Floor - Ftsc) branch located in Chennai, Tamil Nadu.
The 5th character in the IFSC code HVBK0NEFTSC is a zero (0), not the letter 'O'. The correct format is HVBK0NEFTSC (lowercase: hvbk0neftsc), and not HVBKONEFTSC. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Woori Bank Rtgs-ho (2nd Floor - Ftsc) in Chennai, Tamil Nadu is HVBK0NEFTSC. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Woori Bank Rtgs-ho (2nd Floor - Ftsc) is located at 2nd Floor, Lotte India, No 4/169, Rajiv Gandhi Salai, Kandhanchavadi, Perungudi Taluk, Chennai - 600096, Chennai, Tamil Nadu. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for Woori Bank Rtgs-ho (2nd Floor - Ftsc) in Chennai is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code HVBK0NEFTSC is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code HVBK0NEFTSC by checking: (1) The top-left corner of any Woori Bank Rtgs-ho (2nd Floor - Ftsc) cheque leaf, (2) The first page of your Woori Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: HVBK0NEFTSC
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
HVBK0NEFTSC
What Each Part Means
- Bank Code — HVBK
- The first 4 characters uniquely identify Woori Bank at the national level. Every branch of Woori Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — NEFTSC
- The final 6 characters NEFTSC uniquely identify this specific branch within the Woori Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | HVBK | Identifies Woori Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | NEFTSC | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Woori Bank
Rtgs-ho (2nd Floor - Ftsc), Chennai, Tamil Nadu
Cheque No.
00000000
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | HVBK0NEFTSC | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.