Wardha Zilla Parishad Emp Urban Co Operative Bank Wardha Zilla Parishad Emp Urban Co-operative Bank Imps IFSC Code
Wardha Zilla Parishad Emp Urban Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Wardha Zilla Parishad Emp Urban Co-operative Bank Imps
District
Wardha
State
Maharashtra
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Frequently Asked Questions
About Wardha Zilla Parishad Emp Urban Co Operative Bank Wardha Zilla Parishad Emp Urban Co-operative Bank Imps (mahadeopura Masjid Chowk War - Jp01), Wardha
The IFSC code UTIB0SWJP01 (lowercase: utib0swjp01) belongs to Wardha Zilla Parishad Emp Urban Co Operative Bank, specifically the Wardha Zilla Parishad Emp Urban Co-operative Bank Imps (mahadeopura Masjid Chowk War - Jp01) branch located in Wardha, Maharashtra.
The 5th character in the IFSC code UTIB0SWJP01 is a zero (0), not the letter 'O'. The correct format is UTIB0SWJP01 (lowercase: utib0swjp01), and not UTIBOSWJP01. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Wardha Zilla Parishad Emp Urban Co Operative Bank Wardha Zilla Parishad Emp Urban Co-operative Bank Imps (mahadeopura Masjid Chowk War - Jp01) in Wardha, Maharashtra is UTIB0SWJP01. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Wardha Zilla Parishad Emp Urban Co Operative Bank Wardha Zilla Parishad Emp Urban Co-operative Bank Imps (mahadeopura Masjid Chowk War - Jp01) is located at Mahadeopura Masjid Chowk Wardha 442101, Wardha, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Wardha Zilla Parishad Emp Urban Co Operative Bank Wardha Zilla Parishad Emp Urban Co-operative Bank Imps (mahadeopura Masjid Chowk War - Jp01) is 442804001. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code UTIB0SWJP01 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code UTIB0SWJP01 by checking: (1) The top-left corner of any Wardha Zilla Parishad Emp Urban Co Operative Bank Wardha Zilla Parishad Emp Urban Co-operative Bank Imps (mahadeopura Masjid Chowk War - Jp01) cheque leaf, (2) The first page of your Wardha Zilla Parishad Emp Urban Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: UTIB0SWJP01
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
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UTIB0SWJP01
What Each Part Means
- Bank Code — UTIB
- The first 4 characters uniquely identify Wardha Zilla Parishad Emp Urban Co Operative Bank at the national level. Every branch of Wardha Zilla Parishad Emp Urban Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — SWJP01
- The final 6 characters SWJP01 uniquely identify this specific branch within the Wardha Zilla Parishad Emp Urban Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | UTIB | Identifies Wardha Zilla Parishad Emp Urban Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | SWJP01 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
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Wardha Zilla Parishad Emp Urban Co Operative Bank
Wardha Zilla Parishad Emp Urban Co-operative Bank Imps (mahadeopura Masjid Chowk War - Jp01), Wardha, Maharashtra
Cheque No.
00000001
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | UTIB0SWJP01 | 442804001 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.