Varachha Co Operative Bank Gadhpur Road IFSC Code
Varachha Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Gadhpur Road
Address
G-3 To 5, Tfc- The Future Corner,near 300 Feet Ring Road, Pasodara Gadhpur Junction,gadhpur Road, Surat
View on Google MapsDistrict
Surat
State
Gujarat
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Other Varachha Co Operative Bank Branches in Surat
4 nearby branches — click to view IFSC
Service Branch (sahakar Bhavan Opp Rushikesh - 00sc)
Sahakar Bhavan Opp. Rushikesh Township, Vrajchowk, Sarthana Jakatanaka
Affil Tower Branch (l H Road Surat-395006 - 9001)
Affil Tower, L.h.road, Surat-395006
Kamrej Branch (dharam Shopping Centre - 9002)
Dharam Shopping Centre, Kamrej Char Rasta, Kamrej, Dist-surat
Ring Road Branch (market Ring Road Surat-39500 - 9003)
1st Floor, Vankarsangh Building, Opp. Jash Market, Ring Road, Surat-395003
Frequently Asked Questions
About Varachha Co Operative Bank Gadhpur Road (feet Ring Road Pasodara Gadh - 9030), Surat
The IFSC code VARA0289030 (lowercase: vara0289030) belongs to Varachha Co Operative Bank, specifically the Gadhpur Road (feet Ring Road Pasodara Gadh - 9030) branch located in Surat, Gujarat.
The 5th character in the IFSC code VARA0289030 is a zero (0), not the letter 'O'. The correct format is VARA0289030 (lowercase: vara0289030), and not VARAO289030. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Varachha Co Operative Bank Gadhpur Road (feet Ring Road Pasodara Gadh - 9030) in Surat, Gujarat is VARA0289030. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Varachha Co Operative Bank Gadhpur Road (feet Ring Road Pasodara Gadh - 9030) is located at G-3 To 5, Tfc- The Future Corner,near 300 Feet Ring Road, Pasodara Gadhpur Junction,gadhpur Road, Surat, Surat, Gujarat. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Varachha Co Operative Bank Gadhpur Road (feet Ring Road Pasodara Gadh - 9030) is 395289024. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code VARA0289030 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code VARA0289030 by checking: (1) The top-left corner of any Varachha Co Operative Bank Gadhpur Road (feet Ring Road Pasodara Gadh - 9030) cheque leaf, (2) The first page of your Varachha Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: VARA0289030
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
VARA0289030
What Each Part Means
- Bank Code — VARA
- The first 4 characters uniquely identify Varachha Co Operative Bank at the national level. Every branch of Varachha Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 289030
- The final 6 characters 289030 uniquely identify this specific branch within the Varachha Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | VARA | Identifies Varachha Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 289030 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Varachha Co Operative Bank
Gadhpur Road (feet Ring Road Pasodara Gadh - 9030), Surat, Gujarat
Cheque No.
00289030
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | VARA0289030 | 395289024 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.