Vaishya Sahakari Bank Mumbai Vaishya Sahakari Bank Mumbai Imps IFSC Code
Vaishya Sahakari Bank Mumbai
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Vaishya Sahakari Bank Mumbai Imps
District
Mumbai
State
Maharashtra
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Frequently Asked Questions
About Vaishya Sahakari Bank Mumbai Vaishya Sahakari Bank Mumbai Imps (s Ltd Opp Dadar W - 1vsb), Mumbai
The IFSC code IBKL0501VSB (lowercase: ibkl0501vsb) belongs to Vaishya Sahakari Bank Mumbai, specifically the Vaishya Sahakari Bank Mumbai Imps (s Ltd Opp Dadar W - 1vsb) branch located in Mumbai, Maharashtra.
The 5th character in the IFSC code IBKL0501VSB is a zero (0), not the letter 'O'. The correct format is IBKL0501VSB (lowercase: ibkl0501vsb), and not IBKLO501VSB. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Vaishya Sahakari Bank Mumbai Vaishya Sahakari Bank Mumbai Imps (s Ltd Opp Dadar W - 1vsb) in Mumbai, Maharashtra is IBKL0501VSB. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Vaishya Sahakari Bank Mumbai Vaishya Sahakari Bank Mumbai Imps (s Ltd Opp Dadar W - 1vsb) is located at 112 14 Gananath C H S Ltd Opp Dadar W Rly Station Dadar Mumbai 400028, Mumbai, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for Vaishya Sahakari Bank Mumbai Vaishya Sahakari Bank Mumbai Imps (s Ltd Opp Dadar W - 1vsb) in Mumbai is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code IBKL0501VSB is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code IBKL0501VSB by checking: (1) The top-left corner of any Vaishya Sahakari Bank Mumbai Vaishya Sahakari Bank Mumbai Imps (s Ltd Opp Dadar W - 1vsb) cheque leaf, (2) The first page of your Vaishya Sahakari Bank Mumbai passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: IBKL0501VSB
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
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IBKL0501VSB
What Each Part Means
- Bank Code — IBKL
- The first 4 characters uniquely identify Vaishya Sahakari Bank Mumbai at the national level. Every branch of Vaishya Sahakari Bank Mumbai across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 501VSB
- The final 6 characters 501VSB uniquely identify this specific branch within the Vaishya Sahakari Bank Mumbai network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | IBKL | Identifies Vaishya Sahakari Bank Mumbai |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 501VSB | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
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Vaishya Sahakari Bank Mumbai
Vaishya Sahakari Bank Mumbai Imps (s Ltd Opp Dadar W - 1vsb), Mumbai, Maharashtra
Cheque No.
00000501
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | IBKL0501VSB | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.