Utkarsh Small Finance Bank IFSC Code in Punjab
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Utkarsh Small Finance Bank in Punjab— Branch & IFSC Guide
Data-verified guide for all 11 branches across 9 districts
1Branch Coverage in Punjab
Utkarsh Small Finance Bank has a strong presence in Punjab with 11 branches spread across 9 districts. The highest concentration is in Patiala with 2 branches.
2How to Find Your IFSC Code
Click on your district card above, then locate your specific branch. Each branch page shows the 11-character IFSC code, MICR code and full address. You can also search by branch name using the search bar above.
3Top Districts by Branch Count
Districts with the highest Utkarsh Small Finance Bank presence in Punjab: Patiala (2), Mohali (2), Chandigarh (1), Amritsar (1).
4Using IFSC for Transfers
When adding a Utkarsh Small Finance Bank Punjabbranch as a beneficiary for online transfers, enter the branch's unique IFSC code. NEFT settles in 30-minute batches; RTGS is real-time for amounts above ₹2 lakh; IMPS is instant up to ₹5 lakh — all available 24×7.
5IFSC Code Format
Every Utkarsh Small Finance Bank IFSC code is 11 characters: 4 bank identifier chars + 0 (RBI reserved) + 6 branch-specific chars. This code is printed on your cheque leaf and passbook, or available on the bank's net banking portal.
6Data Accuracy
All 11 Utkarsh Small Finance Bank branches in Punjablisted here are sourced directly from the Reserve Bank of India's official IFSC master list, updated to reflect mergers, closures and new branch openings.
Utkarsh Small Finance Bank Punjab IFSC — FAQ
Everything you need to know about IFSC codes
Utkarsh Small Finance Bank operates exactly 11 branches across 9 districts in Punjab. Our database is sourced from the RBI's official IFSC master list and is updated regularly.
Our data shows that Patiala has the highest density with 2 active Utkarsh Small Finance Bank branches, followed by Mohali with 2 branches.
Select your district from the grid above to see all Utkarsh Small Finance Bank branches in that area. Each branch page lists the full IFSC code, MICR code, and branch address. You can also use the search bar to type your branch name or locality directly.
Yes. The IFSC code of any Utkarsh Small Finance Bank branch in Punjab works for NEFT (batch, every 30 min), RTGS (real-time, min ₹2 lakh), and IMPS (instant, up to ₹5 lakh) transfers. All modes are available 24×7×365 as per RBI guidelines.
Yes. This page covers all 11 Utkarsh Small Finance Bank branches across 9 districts in Punjab, including urban, semi-urban, and rural branches as registered with the RBI. Each branch has its own IFSC code page with full details.
Utkarsh Small Finance Bank is present in 9 districts across Punjab. The top districts by branch count are: Patiala (2), Mohali (2), Chandigarh (1), Amritsar (1), Jalandhar (1).