Utkarsh Small Finance Bank has a strong presence in Bihar with 283 branches spread across 193 districts. The highest concentration is in Patna with 13 branches.

2How to Find Your IFSC Code

Click on your district card above, then locate your specific branch. Each branch page shows the 11-character IFSC code, MICR code and full address. You can also search by branch name using the search bar above.

3Top Districts by Branch Count

Districts with the highest Utkarsh Small Finance Bank presence in Bihar: Patna (13), Gopalganj (8), Muzaffarpur (8), Gaya (7).

4Using IFSC for Transfers

When adding a Utkarsh Small Finance Bank Biharbranch as a beneficiary for online transfers, enter the branch's unique IFSC code. NEFT settles in 30-minute batches; RTGS is real-time for amounts above ₹2 lakh; IMPS is instant up to ₹5 lakh — all available 24×7.

5IFSC Code Format

Every Utkarsh Small Finance Bank IFSC code is 11 characters: 4 bank identifier chars + 0 (RBI reserved) + 6 branch-specific chars. This code is printed on your cheque leaf and passbook, or available on the bank's net banking portal.

6Data Accuracy

All 283 Utkarsh Small Finance Bank branches in Biharlisted here are sourced directly from the Reserve Bank of India's official IFSC master list, updated to reflect mergers, closures and new branch openings.

Utkarsh Small Finance Bank Bihar IFSC — FAQ

Everything you need to know about IFSC codes

Utkarsh Small Finance Bank operates exactly 283 branches across 193 districts in Bihar. Our database is sourced from the RBI's official IFSC master list and is updated regularly.

Our data shows that Patna has the highest density with 13 active Utkarsh Small Finance Bank branches, followed by Gopalganj with 8 branches.

Select your district from the grid above to see all Utkarsh Small Finance Bank branches in that area. Each branch page lists the full IFSC code, MICR code, and branch address. You can also use the search bar to type your branch name or locality directly.

Yes. The IFSC code of any Utkarsh Small Finance Bank branch in Bihar works for NEFT (batch, every 30 min), RTGS (real-time, min ₹2 lakh), and IMPS (instant, up to ₹5 lakh) transfers. All modes are available 24×7×365 as per RBI guidelines.

Yes. This page covers all 283 Utkarsh Small Finance Bank branches across 193 districts in Bihar, including urban, semi-urban, and rural branches as registered with the RBI. Each branch has its own IFSC code page with full details.

Utkarsh Small Finance Bank is present in 193 districts across Bihar. The top districts by branch count are: Patna (13), Gopalganj (8), Muzaffarpur (8), Gaya (7), Saran (6).