Urban Co Operative Bank Perinthalmanna Perinthalmanna Main Branch IFSC Code
Urban Co Operative Bank Perinthalmanna
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Perinthalmanna Main Branch
District
Perinthalmanna
State
Kerala
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Frequently Asked Questions
About Urban Co Operative Bank Perinthalmanna Perinthalmanna Main Branch (building Pattabmi Road Perin - 00b1), Perinthalmanna
The IFSC code URBN00000B1 (lowercase: urbn00000b1) belongs to Urban Co Operative Bank Perinthalmanna, specifically the Perinthalmanna Main Branch (building Pattabmi Road Perin - 00b1) branch located in Perinthalmanna, Kerala.
The 5th character in the IFSC code URBN00000B1 is a zero (0), not the letter 'O'. The correct format is URBN00000B1 (lowercase: urbn00000b1), and not URBNO0000B1. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Urban Co Operative Bank Perinthalmanna Perinthalmanna Main Branch (building Pattabmi Road Perin - 00b1) in Perinthalmanna, Kerala is URBN00000B1. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Urban Co Operative Bank Perinthalmanna Perinthalmanna Main Branch (building Pattabmi Road Perin - 00b1) is located at Urban Bank Building,pattabmi Road,perinthalmanna Post, Perinthalmanna, Kerala. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for Urban Co Operative Bank Perinthalmanna Perinthalmanna Main Branch (building Pattabmi Road Perin - 00b1) in Perinthalmanna is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code URBN00000B1 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code URBN00000B1 by checking: (1) The top-left corner of any Urban Co Operative Bank Perinthalmanna Perinthalmanna Main Branch (building Pattabmi Road Perin - 00b1) cheque leaf, (2) The first page of your Urban Co Operative Bank Perinthalmanna passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: URBN00000B1
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
URBN00000B1
What Each Part Means
- Bank Code — URBN
- The first 4 characters uniquely identify Urban Co Operative Bank Perinthalmanna at the national level. Every branch of Urban Co Operative Bank Perinthalmanna across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 0000B1
- The final 6 characters 0000B1 uniquely identify this specific branch within the Urban Co Operative Bank Perinthalmanna network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | URBN | Identifies Urban Co Operative Bank Perinthalmanna |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 0000B1 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Urban Co Operative Bank Perinthalmanna
Perinthalmanna Main Branch (building Pattabmi Road Perin - 00b1), Perinthalmanna, Kerala
Cheque No.
00000001
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | URBN00000B1 | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.