Urban Co Operative Bank Bareilly Urban Co-operative Bank Bareilly Imps IFSC Code
Urban Co Operative Bank Bareilly
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Urban Co-operative Bank Bareilly Imps
District
Bareilly
State
Maharashtra
🔍 Search for another branch
Top Financial Tools for Urban Co Operative Bank Bareilly Customers
Free calculators — no login required
Urban Co Operative Bank Bareilly FD Calculator
Estimate fixed deposit maturity with quarterly compounding
Urban Co Operative Bank Bareilly RD Calculator
Compute recurring deposit maturity with monthly deposits
Urban Co Operative Bank Bareilly APY Calculator
Plan your Atal Pension Yojana monthly contribution & pension amount
Urban Co Operative Bank Bareilly SSY Calculator
Calculate Sukanya Samriddhi Yojana maturity for your daughter
Frequently Asked Questions
About Urban Co Operative Bank Bareilly Urban Co-operative Bank Bareilly Imps (block A Deen - 2ucb), Bareilly
The IFSC code IBKL0232UCB (lowercase: ibkl0232ucb) belongs to Urban Co Operative Bank Bareilly, specifically the Urban Co-operative Bank Bareilly Imps (block A Deen - 2ucb) branch located in Bareilly, Maharashtra.
The 5th character in the IFSC code IBKL0232UCB is a zero (0), not the letter 'O'. The correct format is IBKL0232UCB (lowercase: ibkl0232ucb), and not IBKLO232UCB. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Urban Co Operative Bank Bareilly Urban Co-operative Bank Bareilly Imps (block A Deen - 2ucb) in Bareilly, Maharashtra is IBKL0232UCB. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Urban Co Operative Bank Bareilly Urban Co-operative Bank Bareilly Imps (block A Deen - 2ucb) is located at Block A Deen Dayal Puram Bareilly, Pin Code 243122, Bareilly, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Urban Co Operative Bank Bareilly Urban Co-operative Bank Bareilly Imps (block A Deen - 2ucb) is 243803000. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code IBKL0232UCB is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code IBKL0232UCB by checking: (1) The top-left corner of any Urban Co Operative Bank Bareilly Urban Co-operative Bank Bareilly Imps (block A Deen - 2ucb) cheque leaf, (2) The first page of your Urban Co Operative Bank Bareilly passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: IBKL0232UCB
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
IBKL0232UCB
What Each Part Means
- Bank Code — IBKL
- The first 4 characters uniquely identify Urban Co Operative Bank Bareilly at the national level. Every branch of Urban Co Operative Bank Bareilly across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 232UCB
- The final 6 characters 232UCB uniquely identify this specific branch within the Urban Co Operative Bank Bareilly network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | IBKL | Identifies Urban Co Operative Bank Bareilly |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 232UCB | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Urban Co Operative Bank Bareilly
Urban Co-operative Bank Bareilly Imps (block A Deen - 2ucb), Bareilly, Maharashtra
Cheque No.
00000232
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | IBKL0232UCB | 243803000 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.