IFSCIndex

Unity Small Finance Bank Limited Saki Vihar IFSC Code

Unity Small Finance Bank Limited Logo

Unity Small Finance Bank Limited

UNBA0000036

IFSC · Used for NEFT, IMPS & RTGS

Not Assigned

MICR · This branch may not process cheques.

Branch

Saki Vihar

Address

Sun Shrishti A Chs Ltd Shop No. 1,ground Floor,saki Vihar Road Powai,mumbai-400072

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District

Mumbai

State

Maharashtra

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Frequently Asked Questions

About Unity Small Finance Bank Limited Saki Vihar (saki Vihar Road Powai Mumbai - 0036), Mumbai

The IFSC code UNBA0000036 (lowercase: unba0000036) belongs to Unity Small Finance Bank Limited, specifically the Saki Vihar (saki Vihar Road Powai Mumbai - 0036) branch located in Mumbai, Maharashtra.

The 5th character in the IFSC code UNBA0000036 is a zero (0), not the letter 'O'. The correct format is UNBA0000036 (lowercase: unba0000036), and not UNBAO000036. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Unity Small Finance Bank Limited Saki Vihar (saki Vihar Road Powai Mumbai - 0036) in Mumbai, Maharashtra is UNBA0000036. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Unity Small Finance Bank Limited Saki Vihar (saki Vihar Road Powai Mumbai - 0036) is located at Sun Shrishti A Chs Ltd Shop No. 1,ground Floor,saki Vihar Road Powai,mumbai-400072, Mumbai, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.

The MICR code for Unity Small Finance Bank Limited Saki Vihar (saki Vihar Road Powai Mumbai - 0036) in Mumbai is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.

Yes. IFSC code UNBA0000036 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code UNBA0000036 by checking: (1) The top-left corner of any Unity Small Finance Bank Limited Saki Vihar (saki Vihar Road Powai Mumbai - 0036) cheque leaf, (2) The first page of your Unity Small Finance Bank Limited passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: UNBA0000036

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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UNBA
Bank Codechars 1–4
0Reservedchar 5
000036
Branch Codechars 6–11

UNBA0000036

What Each Part Means

Bank Code — UNBA
The first 4 characters uniquely identify Unity Small Finance Bank Limited at the national level. Every branch of Unity Small Finance Bank Limited across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 000036
The final 6 characters 000036 uniquely identify this specific branch within the Unity Small Finance Bank Limited network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code UNBA0000036
SegmentCharsValuePurpose
Bank Code1–4UNBAIdentifies Unity Small Finance Bank Limited
Reserved50RBI reserved (always 0)
Branch Code6–11000036Unique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchUNBA0000036Not available
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.