Union Bank Of India Mahanagar IFSC Code
Union Bank Of India
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Mahanagar
District
Bareilly
State
Uttar Pradesh
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Other Union Bank Of India Branches in Bareilly
4 nearby branches — click to view IFSC
Bareily Main (87 - 0549)
87, Civil Lines, Bareilly, Ayuub Khan Chauraha,dist. Bareilly, Uttar Pradesh,pin - 243 001.
Adarsh Mandi Asthal Bareli (sthal Pilibhit Road Post Izz - 4191)
Adarsh Mandi Sthal Pilibhit Road Post Izzatnagar Dist. Bareilly Uttar Pradesh Pin 243122
Rohilkhand University (bye Pass Road Dist Bareilly - 0523)
Rohilkhand University Campus, Pilibhit Bye Pass Road, Dist. Bareilly,uttar Pradesh, Pin - 243 006.
Civil Lines Bareilly (complex Badaun Road 148 Civi - 0639)
Gangadeep Complex, Badaun Road, 148, Civil Lines, Bareilly, Uttar Pradesh, Pin - 243 001.
Frequently Asked Questions
About Union Bank Of India Mahanagar (pilibhit Bypass Road Near Ma - 1742), Bareilly
The IFSC code UBIN0591742 (lowercase: ubin0591742) belongs to Union Bank Of India, specifically the Mahanagar (pilibhit Bypass Road Near Ma - 1742) branch located in Bareilly, Uttar Pradesh.
The 5th character in the IFSC code UBIN0591742 is a zero (0), not the letter 'O'. The correct format is UBIN0591742 (lowercase: ubin0591742), and not UBINO591742. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Union Bank Of India Mahanagar (pilibhit Bypass Road Near Ma - 1742) in Bareilly, Uttar Pradesh is UBIN0591742. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Union Bank Of India Mahanagar (pilibhit Bypass Road Near Ma - 1742) is located at Pilibhit Bypass Road, Near Mahindra Showroom, Bareilly, Pin - 243006, Bareilly, Uttar Pradesh. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Union Bank Of India Mahanagar (pilibhit Bypass Road Near Ma - 1742) is 243026009. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code UBIN0591742 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code UBIN0591742 by checking: (1) The top-left corner of any Union Bank Of India Mahanagar (pilibhit Bypass Road Near Ma - 1742) cheque leaf, (2) The first page of your Union Bank Of India passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: UBIN0591742
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
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UBIN0591742
What Each Part Means
- Bank Code — UBIN
- The first 4 characters uniquely identify Union Bank Of India at the national level. Every branch of Union Bank Of India across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 591742
- The final 6 characters 591742 uniquely identify this specific branch within the Union Bank Of India network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | UBIN | Identifies Union Bank Of India |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 591742 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
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Union Bank Of India
Mahanagar (pilibhit Bypass Road Near Ma - 1742), Bareilly, Uttar Pradesh
Cheque No.
00591742
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | UBIN0591742 | 243026009 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.