Union Bank Of India Ernapuram IFSC Code
Union Bank Of India
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Ernapuram
District
Namakkal
State
Tamil Nadu
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Other Union Bank Of India Branches in Namakkal
4 nearby branches — click to view IFSC
Namakkal (p Towers Opp Ramesh Theatre - 4880)
S.p. Towers, Opp. Ramesh Theatre,dist. Namakkal, Dist. Coimbatore,tamil Nadu - 637 001.
Kokkarayanpettai (nr Tneb Off Alangadu Cauvery - 4601)
Nr Tneb Off Alangadu Cauvery Rs Tiruchen Tk Namakkal Tamil Nadu Pincode 638007
Paramathi Velur (by Pass Road Paramathi Velur - 5968)
36 By Pass Road Paramathi Velur Namakkal Tamil Nadu Pin 638182
Mohanur (1 Namakkal Road Opposite To - 1041)
No 1, Namakkal Road, Opposite To Mohanur Taluk Office, Mohanur, Namakkal-637015
Frequently Asked Questions
About Union Bank Of India Ernapuram (162 Kudi Street N K - 3767), Namakkal
The IFSC code UBIN0933767 (lowercase: ubin0933767) belongs to Union Bank Of India, specifically the Ernapuram (162 Kudi Street N K - 3767) branch located in Namakkal, Tamil Nadu.
The 5th character in the IFSC code UBIN0933767 is a zero (0), not the letter 'O'. The correct format is UBIN0933767 (lowercase: ubin0933767), and not UBINO933767. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Union Bank Of India Ernapuram (162 Kudi Street N K - 3767) in Namakkal, Tamil Nadu is UBIN0933767. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Union Bank Of India Ernapuram (162 Kudi Street N K - 3767) is located at 2 162 Kudi Street N K Pudur Ernapuram, Namakkal, Tamil Nadu. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for Union Bank Of India Ernapuram (162 Kudi Street N K - 3767) in Namakkal is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code UBIN0933767 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code UBIN0933767 by checking: (1) The top-left corner of any Union Bank Of India Ernapuram (162 Kudi Street N K - 3767) cheque leaf, (2) The first page of your Union Bank Of India passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: UBIN0933767
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
UBIN0933767
What Each Part Means
- Bank Code — UBIN
- The first 4 characters uniquely identify Union Bank Of India at the national level. Every branch of Union Bank Of India across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 933767
- The final 6 characters 933767 uniquely identify this specific branch within the Union Bank Of India network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | UBIN | Identifies Union Bank Of India |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 933767 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Union Bank Of India
Ernapuram (162 Kudi Street N K - 3767), Namakkal, Tamil Nadu
Cheque No.
00933767
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | UBIN0933767 | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.