IFSCIndex

Union Bank Of India Kotah IFSC Code

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Union Bank Of India

UBIN0535265

IFSC · Used for NEFT, IMPS & RTGS

324026002

MICR · Used for Cheque Clearance

Branch

Kotah

Address

9, Udyog Marg,aerodrome Circle,dist. Kotah, Rajasthan,pin - 324 007.

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District

Kota

State

Rajasthan

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Frequently Asked Questions

About Union Bank Of India Kotah (9 Udyog Marg Aerodrome Circl - 5265), Kota

The IFSC code UBIN0535265 (lowercase: ubin0535265) belongs to Union Bank Of India, specifically the Kotah (9 Udyog Marg Aerodrome Circl - 5265) branch located in Kota, Rajasthan.

The 5th character in the IFSC code UBIN0535265 is a zero (0), not the letter 'O'. The correct format is UBIN0535265 (lowercase: ubin0535265), and not UBINO535265. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Union Bank Of India Kotah (9 Udyog Marg Aerodrome Circl - 5265) in Kota, Rajasthan is UBIN0535265. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Union Bank Of India Kotah (9 Udyog Marg Aerodrome Circl - 5265) is located at 9, Udyog Marg,aerodrome Circle,dist. Kotah, Rajasthan,pin - 324 007., Kota, Rajasthan. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of Union Bank Of India Kotah (9 Udyog Marg Aerodrome Circl - 5265) is 324026002. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code UBIN0535265 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code UBIN0535265 by checking: (1) The top-left corner of any Union Bank Of India Kotah (9 Udyog Marg Aerodrome Circl - 5265) cheque leaf, (2) The first page of your Union Bank Of India passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: UBIN0535265

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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UBIN
Bank Codechars 1–4
0Reservedchar 5
535265
Branch Codechars 6–11

UBIN0535265

What Each Part Means

Bank Code — UBIN
The first 4 characters uniquely identify Union Bank Of India at the national level. Every branch of Union Bank Of India across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 535265
The final 6 characters 535265 uniquely identify this specific branch within the Union Bank Of India network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code UBIN0535265
SegmentCharsValuePurpose
Bank Code1–4UBINIdentifies Union Bank Of India
Reserved50RBI reserved (always 0)
Branch Code6–11535265Unique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchUBIN0535265324026002
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.