Union Bank Of India Bikaner IFSC Code
Union Bank Of India
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Bikaner
District
Bikaner
State
Rajasthan
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Other Union Bank Of India Branches in Bikaner
4 nearby branches — click to view IFSC
Bikaner Main (e M Road Mahatma Gandhi - 0999)
B.sethia Bldg. K.e.m.road, Mahatma Gandhi Marg,dist. Bikaner, Rajasthan,pin - 334 001.
Jai Narayan Vyas Colony (naraian Vyas Colony Dist Bik - 1694)
V-d, 166, Jai Naraian Vyas Colony,dist. Bikaner, Rajasthan, Pin - 334 003.
Nagar Parishad Bikaner (nagar Parishad Bikaner - 3115)
Nagar Parishad Bikaner
Seventeen Kyd (office Gram Panchayat 17 Kyd - 0142)
Office Gram Panchayat 17 Kyd, Tehsil Khajuwala
Frequently Asked Questions
About Union Bank Of India Bikaner (statue Circlemain Road Bikan - 6809), Bikaner
The IFSC code UBIN0816809 (lowercase: ubin0816809) belongs to Union Bank Of India, specifically the Bikaner (statue Circlemain Road Bikan - 6809) branch located in Bikaner, Rajasthan.
The 5th character in the IFSC code UBIN0816809 is a zero (0), not the letter 'O'. The correct format is UBIN0816809 (lowercase: ubin0816809), and not UBINO816809. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Union Bank Of India Bikaner (statue Circlemain Road Bikan - 6809) in Bikaner, Rajasthan is UBIN0816809. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Union Bank Of India Bikaner (statue Circlemain Road Bikan - 6809) is located at Iv-d-39,j.n.v.colony,near Vyas Statue Circlemain Road,bikaner, Bikaner, Rajasthan. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for Union Bank Of India Bikaner (statue Circlemain Road Bikan - 6809) in Bikaner is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code UBIN0816809 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code UBIN0816809 by checking: (1) The top-left corner of any Union Bank Of India Bikaner (statue Circlemain Road Bikan - 6809) cheque leaf, (2) The first page of your Union Bank Of India passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: UBIN0816809
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
UBIN0816809
What Each Part Means
- Bank Code — UBIN
- The first 4 characters uniquely identify Union Bank Of India at the national level. Every branch of Union Bank Of India across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 816809
- The final 6 characters 816809 uniquely identify this specific branch within the Union Bank Of India network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | UBIN | Identifies Union Bank Of India |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 816809 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Union Bank Of India
Bikaner (statue Circlemain Road Bikan - 6809), Bikaner, Rajasthan
Cheque No.
00816809
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | UBIN0816809 | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.