IFSCIndex

Union Bank Of India High Court Branch IFSC Code

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Union Bank Of India

UBIN0812978

IFSC · Used for NEFT, IMPS & RTGS

Not Assigned

MICR · This branch may not process cheques.

Branch

High Court Branch

Address

Nhigh Court Campuscivil Lines,nagpur

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District

Nagpur

State

Maharashtra

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Frequently Asked Questions

About Union Bank Of India High Court Branch (nhigh Court Campuscivil Line - 2978), Nagpur

The IFSC code UBIN0812978 (lowercase: ubin0812978) belongs to Union Bank Of India, specifically the High Court Branch (nhigh Court Campuscivil Line - 2978) branch located in Nagpur, Maharashtra.

The 5th character in the IFSC code UBIN0812978 is a zero (0), not the letter 'O'. The correct format is UBIN0812978 (lowercase: ubin0812978), and not UBINO812978. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Union Bank Of India High Court Branch (nhigh Court Campuscivil Line - 2978) in Nagpur, Maharashtra is UBIN0812978. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Union Bank Of India High Court Branch (nhigh Court Campuscivil Line - 2978) is located at Nhigh Court Campuscivil Lines,nagpur, Nagpur, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.

The MICR code for Union Bank Of India High Court Branch (nhigh Court Campuscivil Line - 2978) in Nagpur is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.

Yes. IFSC code UBIN0812978 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code UBIN0812978 by checking: (1) The top-left corner of any Union Bank Of India High Court Branch (nhigh Court Campuscivil Line - 2978) cheque leaf, (2) The first page of your Union Bank Of India passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: UBIN0812978

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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UBIN
Bank Codechars 1–4
0Reservedchar 5
812978
Branch Codechars 6–11

UBIN0812978

What Each Part Means

Bank Code — UBIN
The first 4 characters uniquely identify Union Bank Of India at the national level. Every branch of Union Bank Of India across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 812978
The final 6 characters 812978 uniquely identify this specific branch within the Union Bank Of India network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code UBIN0812978
SegmentCharsValuePurpose
Bank Code1–4UBINIdentifies Union Bank Of India
Reserved50RBI reserved (always 0)
Branch Code6–11812978Unique to this branch

Where to Find IFSC & MICR on Your Cheque

Interactive cheque leaf mockup — highlighted fields show live values from this branch

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchUBIN0812978Not available
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.