IFSCIndex

Union Bank Of India Transport Nagar IFSC Code

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Union Bank Of India

UBIN0548146

IFSC · Used for NEFT, IMPS & RTGS

486026005

MICR · Used for Cheque Clearance

Branch

Transport Nagar

Address

Union Bank Of India, Transport Nagar - Rewa, Plot No.222/4, Padra Naubasta Turning,, N.h.no.7, Padra, Dist.rewa,, Madhya Pradesh, Pin - 486 001.

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District

Rewa

State

Madhya Pradesh

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Frequently Asked Questions

About Union Bank Of India Transport Nagar (india Transport Nagar - Rewa - 8146), Rewa

The IFSC code UBIN0548146 (lowercase: ubin0548146) belongs to Union Bank Of India, specifically the Transport Nagar (india Transport Nagar - Rewa - 8146) branch located in Rewa, Madhya Pradesh.

The 5th character in the IFSC code UBIN0548146 is a zero (0), not the letter 'O'. The correct format is UBIN0548146 (lowercase: ubin0548146), and not UBINO548146. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Union Bank Of India Transport Nagar (india Transport Nagar - Rewa - 8146) in Rewa, Madhya Pradesh is UBIN0548146. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Union Bank Of India Transport Nagar (india Transport Nagar - Rewa - 8146) is located at Union Bank Of India, Transport Nagar - Rewa, Plot No.222/4, Padra Naubasta Turning,, N.h.no.7, Padra, Dist.rewa,, Madhya Pradesh, Pin - 486 001., Rewa, Madhya Pradesh. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of Union Bank Of India Transport Nagar (india Transport Nagar - Rewa - 8146) is 486026005. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code UBIN0548146 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code UBIN0548146 by checking: (1) The top-left corner of any Union Bank Of India Transport Nagar (india Transport Nagar - Rewa - 8146) cheque leaf, (2) The first page of your Union Bank Of India passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: UBIN0548146

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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UBIN
Bank Codechars 1–4
0Reservedchar 5
548146
Branch Codechars 6–11

UBIN0548146

What Each Part Means

Bank Code — UBIN
The first 4 characters uniquely identify Union Bank Of India at the national level. Every branch of Union Bank Of India across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 548146
The final 6 characters 548146 uniquely identify this specific branch within the Union Bank Of India network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code UBIN0548146
SegmentCharsValuePurpose
Bank Code1–4UBINIdentifies Union Bank Of India
Reserved50RBI reserved (always 0)
Branch Code6–11548146Unique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchUBIN0548146486026005
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.