Union Bank Of India Adegaon Dist. Seoni IFSC Code
Union Bank Of India
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Adegaon Dist. Seoni
Address
Post Adegaon Tahsil Lakhnadon Bazar Chowk Dist.seoni Madhya Pradesh Pin 480887
View on Google MapsDistrict
Adegaon
State
Madhya Pradesh
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Frequently Asked Questions
About Union Bank Of India Adegaon Dist. Seoni (lakhnadon Bazar Chowk Dist S - 1796), Adegaon
The IFSC code UBIN0541796 (lowercase: ubin0541796) belongs to Union Bank Of India, specifically the Adegaon Dist. Seoni (lakhnadon Bazar Chowk Dist S - 1796) branch located in Adegaon, Madhya Pradesh.
The 5th character in the IFSC code UBIN0541796 is a zero (0), not the letter 'O'. The correct format is UBIN0541796 (lowercase: ubin0541796), and not UBINO541796. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Union Bank Of India Adegaon Dist. Seoni (lakhnadon Bazar Chowk Dist S - 1796) in Adegaon, Madhya Pradesh is UBIN0541796. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Union Bank Of India Adegaon Dist. Seoni (lakhnadon Bazar Chowk Dist S - 1796) is located at Post Adegaon Tahsil Lakhnadon Bazar Chowk Dist.seoni Madhya Pradesh Pin 480887, Adegaon, Madhya Pradesh. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Union Bank Of India Adegaon Dist. Seoni (lakhnadon Bazar Chowk Dist S - 1796) is 480026501. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code UBIN0541796 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code UBIN0541796 by checking: (1) The top-left corner of any Union Bank Of India Adegaon Dist. Seoni (lakhnadon Bazar Chowk Dist S - 1796) cheque leaf, (2) The first page of your Union Bank Of India passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: UBIN0541796
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
UBIN0541796
What Each Part Means
- Bank Code — UBIN
- The first 4 characters uniquely identify Union Bank Of India at the national level. Every branch of Union Bank Of India across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 541796
- The final 6 characters 541796 uniquely identify this specific branch within the Union Bank Of India network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | UBIN | Identifies Union Bank Of India |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 541796 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Union Bank Of India
Adegaon Dist. Seoni (lakhnadon Bazar Chowk Dist S - 1796), Adegaon, Madhya Pradesh
Cheque No.
00541796
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | UBIN0541796 | 480026501 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.