Union Bank Of India Gurgaon Udyog Vihar IFSC Code
Union Bank Of India
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Gurgaon Udyog Vihar
District
Gurgaon
State
Haryana
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Other Union Bank Of India Branches in Gurgaon
4 nearby branches — click to view IFSC
Gurgaon (new Railway Road Gurgaon - - 8884)
548/1, Dayanand Colony,new Railway Road,gurgaon - 122 001, Haryana.
Chakrapur Gurgaon (vihar Chakrapur Road Gurgaon - 0981)
Sco - 19, Housing Board Colony,saraswati Vihar, Chakrapur Road,gurgaon, Haryana, Pin - 122 001.
Jharsa Road Gurgaon (board Cojharsa Road Dist Gur - 0990)
House No.1546, Sector 31 - 32, Housing Board Cojharsa Road, Dist.gurgaon,haryana, Pin - 122 001.
Gurgaon Ssi Finance Branch (commercial Complex Sector - - 1058)
Sco. 14, Huda Commercial Complex,sector - 14, Gurgaon, Haryana,pin - 122 001.
Frequently Asked Questions
About Union Bank Of India Gurgaon Udyog Vihar (sco 33 Sector 18 Udyog - 4712), Gurgaon
The IFSC code UBIN0934712 (lowercase: ubin0934712) belongs to Union Bank Of India, specifically the Gurgaon Udyog Vihar (sco 33 Sector 18 Udyog - 4712) branch located in Gurgaon, Haryana.
The 5th character in the IFSC code UBIN0934712 is a zero (0), not the letter 'O'. The correct format is UBIN0934712 (lowercase: ubin0934712), and not UBINO934712. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Union Bank Of India Gurgaon Udyog Vihar (sco 33 Sector 18 Udyog - 4712) in Gurgaon, Haryana is UBIN0934712. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Union Bank Of India Gurgaon Udyog Vihar (sco 33 Sector 18 Udyog - 4712) is located at Sco 33 Sector 18 Udyog Vihar Gurgaon, Gurgaon, Haryana. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for Union Bank Of India Gurgaon Udyog Vihar (sco 33 Sector 18 Udyog - 4712) in Gurgaon is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code UBIN0934712 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code UBIN0934712 by checking: (1) The top-left corner of any Union Bank Of India Gurgaon Udyog Vihar (sco 33 Sector 18 Udyog - 4712) cheque leaf, (2) The first page of your Union Bank Of India passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: UBIN0934712
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
UBIN0934712
What Each Part Means
- Bank Code — UBIN
- The first 4 characters uniquely identify Union Bank Of India at the national level. Every branch of Union Bank Of India across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 934712
- The final 6 characters 934712 uniquely identify this specific branch within the Union Bank Of India network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | UBIN | Identifies Union Bank Of India |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 934712 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Union Bank Of India
Gurgaon Udyog Vihar (sco 33 Sector 18 Udyog - 4712), Gurgaon, Haryana
Cheque No.
00934712
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | UBIN0934712 | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.