Ujjivan Small Finance Bank Karad IFSC Code
Ujjivan Small Finance Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Karad
Address
Shop No B-1,g-1 Lower And Upper Ground Floor,sarda Maniyar Complex,peth Saniwar,satara,maharashtra-415110
View on Google MapsDistrict
Karad
State
Maharashtra
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Frequently Asked Questions
About Ujjivan Small Finance Bank Karad (g-1 Lower And Upper Ground F - 4453), Karad
The IFSC code UJVN0004453 (lowercase: ujvn0004453) belongs to Ujjivan Small Finance Bank, specifically the Karad (g-1 Lower And Upper Ground F - 4453) branch located in Karad, Maharashtra.
The 5th character in the IFSC code UJVN0004453 is a zero (0), not the letter 'O'. The correct format is UJVN0004453 (lowercase: ujvn0004453), and not UJVNO004453. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Ujjivan Small Finance Bank Karad (g-1 Lower And Upper Ground F - 4453) in Karad, Maharashtra is UJVN0004453. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Ujjivan Small Finance Bank Karad (g-1 Lower And Upper Ground F - 4453) is located at Shop No B-1,g-1 Lower And Upper Ground Floor,sarda Maniyar Complex,peth Saniwar,satara,maharashtra-415110, Karad, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for Ujjivan Small Finance Bank Karad (g-1 Lower And Upper Ground F - 4453) in Karad is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code UJVN0004453 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code UJVN0004453 by checking: (1) The top-left corner of any Ujjivan Small Finance Bank Karad (g-1 Lower And Upper Ground F - 4453) cheque leaf, (2) The first page of your Ujjivan Small Finance Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: UJVN0004453
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
UJVN0004453
What Each Part Means
- Bank Code — UJVN
- The first 4 characters uniquely identify Ujjivan Small Finance Bank at the national level. Every branch of Ujjivan Small Finance Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 004453
- The final 6 characters 004453 uniquely identify this specific branch within the Ujjivan Small Finance Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | UJVN | Identifies Ujjivan Small Finance Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 004453 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Ujjivan Small Finance Bank
Karad (g-1 Lower And Upper Ground F - 4453), Karad, Maharashtra
Cheque No.
00004453
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | UJVN0004453 | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.