UCO Bank Majigram IFSC Code
UCO Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Majigram
District
Katwa
State
West Bengal
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Other UCO Bank Branches in Katwa
2 nearby branches — click to view IFSC
Katwa (floor Kachari Road Katwa Pos - 1386)
Ganesh Market 1st Floor Kachari Road Katwa Post Katwa Dist Burdwan ,purba Bardhaman ,west Bengal Pin 713130
Chandrapur (uco Bank Villand P.o Chandra - 2406)
Uco Bank Villand P.o Chandrapur District Burdwan ,purba Bardhaman ,west Bengal Pin 713145
Frequently Asked Questions
About UCO Bank Majigram (vill Po Majigram Dist Burdwa - 3203), Katwa
The IFSC code UCBA0003203 (lowercase: ucba0003203) belongs to UCO Bank, specifically the Majigram (vill Po Majigram Dist Burdwa - 3203) branch located in Katwa, West Bengal.
The 5th character in the IFSC code UCBA0003203 is a zero (0), not the letter 'O'. The correct format is UCBA0003203 (lowercase: ucba0003203), and not UCBAO003203. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of UCO Bank Majigram (vill Po Majigram Dist Burdwa - 3203) in Katwa, West Bengal is UCBA0003203. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
UCO Bank Majigram (vill Po Majigram Dist Burdwa - 3203) is located at Vill Po Majigram Dist Burdwan ,purba Bardhaman ,west Bengal Pin 713143, Katwa, West Bengal. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of UCO Bank Majigram (vill Po Majigram Dist Burdwa - 3203) is 713028901. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code UCBA0003203 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code UCBA0003203 by checking: (1) The top-left corner of any UCO Bank Majigram (vill Po Majigram Dist Burdwa - 3203) cheque leaf, (2) The first page of your UCO Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: UCBA0003203
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
UCBA0003203
What Each Part Means
- Bank Code — UCBA
- The first 4 characters uniquely identify UCO Bank at the national level. Every branch of UCO Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 003203
- The final 6 characters 003203 uniquely identify this specific branch within the UCO Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | UCBA | Identifies UCO Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 003203 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
UCO Bank
Majigram (vill Po Majigram Dist Burdwa - 3203), Katwa, West Bengal
Cheque No.
00003203
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | UCBA0003203 | 713028901 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.