UCO Bank Defence Colony Kanpur IFSC Code
UCO Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Defence Colony Kanpur
Address
25blkd 1,scheme No.39,defence Clny,jajman,kanpur ,kanpur Nagar ,uttar Pradesh Pin 208010
View on Google MapsDistrict
Kanpur
State
Uttar Pradesh
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4 nearby branches — click to view IFSC
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Halsey Road (sadan Halsey Road Kanpur Nag - 0180)
75 4 Siddhi Sadan Halsey Road ,kanpur Nagar ,uttar Pradesh Pin 208001
Kanpur Parade (parade Kanpur Nagar Uttar Pr - 0224)
Parade Crossing Parade, Kanpur Nagar ,uttar Pradesh Pin 208001
Armapur Estate Kanpur (estate Kalpi Road Kanpur Nag - 0384)
Et 69 Armapur Estate Kalpi Road ,kanpur Nagar ,uttar Pradesh Pin 208009
Frequently Asked Questions
About UCO Bank Defence Colony Kanpur (kanpur Kanpur Nagar Uttar Pr - 1631), Kanpur
The IFSC code UCBA0001631 (lowercase: ucba0001631) belongs to UCO Bank, specifically the Defence Colony Kanpur (kanpur Kanpur Nagar Uttar Pr - 1631) branch located in Kanpur, Uttar Pradesh.
The 5th character in the IFSC code UCBA0001631 is a zero (0), not the letter 'O'. The correct format is UCBA0001631 (lowercase: ucba0001631), and not UCBAO001631. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of UCO Bank Defence Colony Kanpur (kanpur Kanpur Nagar Uttar Pr - 1631) in Kanpur, Uttar Pradesh is UCBA0001631. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
UCO Bank Defence Colony Kanpur (kanpur Kanpur Nagar Uttar Pr - 1631) is located at 25blkd 1,scheme No.39,defence Clny,jajman,kanpur ,kanpur Nagar ,uttar Pradesh Pin 208010, Kanpur, Uttar Pradesh. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of UCO Bank Defence Colony Kanpur (kanpur Kanpur Nagar Uttar Pr - 1631) is 208028009. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code UCBA0001631 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code UCBA0001631 by checking: (1) The top-left corner of any UCO Bank Defence Colony Kanpur (kanpur Kanpur Nagar Uttar Pr - 1631) cheque leaf, (2) The first page of your UCO Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: UCBA0001631
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
UCBA0001631
What Each Part Means
- Bank Code — UCBA
- The first 4 characters uniquely identify UCO Bank at the national level. Every branch of UCO Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 001631
- The final 6 characters 001631 uniquely identify this specific branch within the UCO Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | UCBA | Identifies UCO Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 001631 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
UCO Bank
Defence Colony Kanpur (kanpur Kanpur Nagar Uttar Pr - 1631), Kanpur, Uttar Pradesh
Cheque No.
00001631
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | UCBA0001631 | 208028009 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.