UCO Bank Kharihani IFSC Code
UCO Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Kharihani
Address
Vill And Post Kharihani Distt Azamgarh Vill Kharihani Post Kharihani Distt Azamgarh ,azamgarh ,uttar Pradesh Pin 276204
View on Google MapsDistrict
Azamgarh
State
Uttar Pradesh
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Other UCO Bank Branches in Azamgarh
3 nearby branches — click to view IFSC
Azamgarh (322 Ailwal Near Trimuhani Az - 2180)
H.no. 322 Ailwal, Near Trimuhani, Azamgarh ,uttar Pradesh Pin 276001
Lalganj (masirpur More Near Bypass Tr - 2243)
Masirpur More, Near Bypass Trimuhani. P.o Lalganj, Dist Azamgarh ,azamgarh ,uttar Pradesh Pin 276202
Belhadih (at Belhadih - 2523)
At Belhadih, Po Tandwa, P.s Tarwa, Distt Azamgarh ,azamgarh ,uttar Pradesh Pin 276123
Frequently Asked Questions
About UCO Bank Kharihani (vill And Post Kharihani Dis - 2179), Azamgarh
The IFSC code UCBA0002179 (lowercase: ucba0002179) belongs to UCO Bank, specifically the Kharihani (vill And Post Kharihani Dis - 2179) branch located in Azamgarh, Uttar Pradesh.
The 5th character in the IFSC code UCBA0002179 is a zero (0), not the letter 'O'. The correct format is UCBA0002179 (lowercase: ucba0002179), and not UCBAO002179. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of UCO Bank Kharihani (vill And Post Kharihani Dis - 2179) in Azamgarh, Uttar Pradesh is UCBA0002179. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
UCO Bank Kharihani (vill And Post Kharihani Dis - 2179) is located at Vill And Post Kharihani Distt Azamgarh Vill Kharihani Post Kharihani Distt Azamgarh ,azamgarh ,uttar Pradesh Pin 276204, Azamgarh, Uttar Pradesh. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of UCO Bank Kharihani (vill And Post Kharihani Dis - 2179) is 276028051. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code UCBA0002179 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code UCBA0002179 by checking: (1) The top-left corner of any UCO Bank Kharihani (vill And Post Kharihani Dis - 2179) cheque leaf, (2) The first page of your UCO Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: UCBA0002179
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
UCBA0002179
What Each Part Means
- Bank Code — UCBA
- The first 4 characters uniquely identify UCO Bank at the national level. Every branch of UCO Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 002179
- The final 6 characters 002179 uniquely identify this specific branch within the UCO Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | UCBA | Identifies UCO Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 002179 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
UCO Bank
Kharihani (vill And Post Kharihani Dis - 2179), Azamgarh, Uttar Pradesh
Cheque No.
00002179
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | UCBA0002179 | 276028051 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.