IFSCIndex

UCO Bank Grant Road Mumbai IFSC Code

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UCO Bank

UCBA0000215

IFSC · Used for NEFT, IMPS & RTGS

400028014

MICR · Used for Cheque Clearance

Branch

Grant Road Mumbai

Address

Alankar Building First Floor,187 Balaram Street,off Grant Road,mumbai ,mumbai ,maharashtra Pin 400007

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District

Mumbai

State

Maharashtra

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Frequently Asked Questions

About UCO Bank Grant Road Mumbai (off Grant Road Mumbai Mumbai - 0215), Mumbai

The IFSC code UCBA0000215 (lowercase: ucba0000215) belongs to UCO Bank, specifically the Grant Road Mumbai (off Grant Road Mumbai Mumbai - 0215) branch located in Mumbai, Maharashtra.

The 5th character in the IFSC code UCBA0000215 is a zero (0), not the letter 'O'. The correct format is UCBA0000215 (lowercase: ucba0000215), and not UCBAO000215. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of UCO Bank Grant Road Mumbai (off Grant Road Mumbai Mumbai - 0215) in Mumbai, Maharashtra is UCBA0000215. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

UCO Bank Grant Road Mumbai (off Grant Road Mumbai Mumbai - 0215) is located at Alankar Building First Floor,187 Balaram Street,off Grant Road,mumbai ,mumbai ,maharashtra Pin 400007, Mumbai, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of UCO Bank Grant Road Mumbai (off Grant Road Mumbai Mumbai - 0215) is 400028014. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code UCBA0000215 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code UCBA0000215 by checking: (1) The top-left corner of any UCO Bank Grant Road Mumbai (off Grant Road Mumbai Mumbai - 0215) cheque leaf, (2) The first page of your UCO Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: UCBA0000215

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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UCBA
Bank Codechars 1–4
0Reservedchar 5
000215
Branch Codechars 6–11

UCBA0000215

What Each Part Means

Bank Code — UCBA
The first 4 characters uniquely identify UCO Bank at the national level. Every branch of UCO Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 000215
The final 6 characters 000215 uniquely identify this specific branch within the UCO Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code UCBA0000215
SegmentCharsValuePurpose
Bank Code1–4UCBAIdentifies UCO Bank
Reserved50RBI reserved (always 0)
Branch Code6–11000215Unique to this branch

Where to Find IFSC & MICR on Your Cheque

Interactive cheque leaf mockup — highlighted fields show live values from this branch

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchUCBA0000215400028014
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.