UCO Bank Habibganj Bhopal IFSC Code
UCO Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Habibganj Bhopal
District
Bhopal
State
Madhya Pradesh
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Other UCO Bank Branches in Bhopal
4 nearby branches — click to view IFSC
Bhopal Main Branch (marwari Road Priyank Book - 0136)
Marwari Road, Priyank Book Store ,bhopal ,madhya Pradesh Pin 462001
Birla Nagar Gwalior (uco Bank Building - 0324)
Uco Bank Building ,gwalior ,madhya Pradesh Pin 474004
Malviya Nagar Bhopal (110 Malaviyanagar - 0479)
110 Malaviyanagar ,bhopal ,madhya Pradesh Pin 462003
Piplani Bhopal (b Sector Bhel Bhopal - 0663)
B Sector Bhel Bhopal ,bhopal ,madhya Pradesh Pin 462021
Frequently Asked Questions
About UCO Bank Habibganj Bhopal (board Of Secondary Education - 0283), Bhopal
The IFSC code UCBA0000283 (lowercase: ucba0000283) belongs to UCO Bank, specifically the Habibganj Bhopal (board Of Secondary Education - 0283) branch located in Bhopal, Madhya Pradesh.
The 5th character in the IFSC code UCBA0000283 is a zero (0), not the letter 'O'. The correct format is UCBA0000283 (lowercase: ucba0000283), and not UCBAO000283. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of UCO Bank Habibganj Bhopal (board Of Secondary Education - 0283) in Bhopal, Madhya Pradesh is UCBA0000283. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
UCO Bank Habibganj Bhopal (board Of Secondary Education - 0283) is located at Board Of Secondary Education Building ,bhopal ,madhya Pradesh Pin 462011, Bhopal, Madhya Pradesh. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of UCO Bank Habibganj Bhopal (board Of Secondary Education - 0283) is 462028003. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code UCBA0000283 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code UCBA0000283 by checking: (1) The top-left corner of any UCO Bank Habibganj Bhopal (board Of Secondary Education - 0283) cheque leaf, (2) The first page of your UCO Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: UCBA0000283
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
UCBA0000283
What Each Part Means
- Bank Code — UCBA
- The first 4 characters uniquely identify UCO Bank at the national level. Every branch of UCO Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000283
- The final 6 characters 000283 uniquely identify this specific branch within the UCO Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | UCBA | Identifies UCO Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000283 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
UCO Bank
Habibganj Bhopal (board Of Secondary Education - 0283), Bhopal, Madhya Pradesh
Cheque No.
00000283
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | UCBA0000283 | 462028003 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.