UCO Bank Waghodia Road IFSC Code
UCO Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Waghodia Road
Address
Shop No 11 & 12,ground Floor,tirth Lifespace,near Gurukul Crossing,waghodia Raod,gujarat Po 390017
View on Google MapsDistrict
Vadodara
State
Gujarat
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4 nearby branches — click to view IFSC
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Kshama Heights, Vaibhav Laxmi Cross Roads, Opp. Stella Mary School, Manjalpur, Baroda ,vadodara ,gujarat Pin 390011
Gotri (ground Floor - 3419)
Shop No.2, Ground Floor, Madhus Icon ,vadodara ,gujarat Pin 390021
Harni (harni Main Road Po 390022 - 3604)
Ground Floor,shop No-1 To 5 Suryadeep Complex,harni Main Road Po 390022
Frequently Asked Questions
About UCO Bank Waghodia Road (tirth Lifespace Near Gurukul - 3677), Vadodara
The IFSC code UCBA0003677 (lowercase: ucba0003677) belongs to UCO Bank, specifically the Waghodia Road (tirth Lifespace Near Gurukul - 3677) branch located in Vadodara, Gujarat.
The 5th character in the IFSC code UCBA0003677 is a zero (0), not the letter 'O'. The correct format is UCBA0003677 (lowercase: ucba0003677), and not UCBAO003677. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of UCO Bank Waghodia Road (tirth Lifespace Near Gurukul - 3677) in Vadodara, Gujarat is UCBA0003677. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
UCO Bank Waghodia Road (tirth Lifespace Near Gurukul - 3677) is located at Shop No 11 & 12,ground Floor,tirth Lifespace,near Gurukul Crossing,waghodia Raod,gujarat Po 390017, Vadodara, Gujarat. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of UCO Bank Waghodia Road (tirth Lifespace Near Gurukul - 3677) is 390028014. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code UCBA0003677 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code UCBA0003677 by checking: (1) The top-left corner of any UCO Bank Waghodia Road (tirth Lifespace Near Gurukul - 3677) cheque leaf, (2) The first page of your UCO Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: UCBA0003677
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
UCBA0003677
What Each Part Means
- Bank Code — UCBA
- The first 4 characters uniquely identify UCO Bank at the national level. Every branch of UCO Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 003677
- The final 6 characters 003677 uniquely identify this specific branch within the UCO Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | UCBA | Identifies UCO Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 003677 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
UCO Bank
Waghodia Road (tirth Lifespace Near Gurukul - 3677), Vadodara, Gujarat
Cheque No.
00003677
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | UCBA0003677 | 390028014 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.