IFSCIndex

UCO Bank Gc College Silchar IFSC Code

UCO Bank Logo

UCO Bank

UCBA0001927

IFSC · Used for NEFT, IMPS & RTGS

788028004

MICR · Used for Cheque Clearance

Branch

Gc College Silchar

Address

College Road Tri Junction, Silchar, Cachar, Assam. College Road Silchar ,cachar ,assam Pin 788004

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District

Silchar

State

Assam

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Frequently Asked Questions

About UCO Bank Gc College Silchar (college Road Tri Junction - 1927), Silchar

The IFSC code UCBA0001927 (lowercase: ucba0001927) belongs to UCO Bank, specifically the Gc College Silchar (college Road Tri Junction - 1927) branch located in Silchar, Assam.

The 5th character in the IFSC code UCBA0001927 is a zero (0), not the letter 'O'. The correct format is UCBA0001927 (lowercase: ucba0001927), and not UCBAO001927. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of UCO Bank Gc College Silchar (college Road Tri Junction - 1927) in Silchar, Assam is UCBA0001927. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

UCO Bank Gc College Silchar (college Road Tri Junction - 1927) is located at College Road Tri Junction, Silchar, Cachar, Assam. College Road Silchar ,cachar ,assam Pin 788004, Silchar, Assam. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of UCO Bank Gc College Silchar (college Road Tri Junction - 1927) is 788028004. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code UCBA0001927 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code UCBA0001927 by checking: (1) The top-left corner of any UCO Bank Gc College Silchar (college Road Tri Junction - 1927) cheque leaf, (2) The first page of your UCO Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: UCBA0001927

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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UCBA
Bank Codechars 1–4
0Reservedchar 5
001927
Branch Codechars 6–11

UCBA0001927

What Each Part Means

Bank Code — UCBA
The first 4 characters uniquely identify UCO Bank at the national level. Every branch of UCO Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 001927
The final 6 characters 001927 uniquely identify this specific branch within the UCO Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code UCBA0001927
SegmentCharsValuePurpose
Bank Code1–4UCBAIdentifies UCO Bank
Reserved50RBI reserved (always 0)
Branch Code6–11001927Unique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchUCBA0001927788028004
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.