Tumkur Grain Merchants Co Operative Bank Jc Road Branch IFSC Code
Tumkur Grain Merchants Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
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Other Tumkur Grain Merchants Co Operative Bank Branches in Tumkur
4 nearby branches — click to view IFSC
Ss Puram Branch (b H Road Tumkur 572103 - 0003)
B.h.road,tumkur 572103
Rn Branch (sit Main Road Tumkur 572103 - 0004)
Sit Main Road,tumkur 572103
Sdn Branch (sira Road Opp Sbm - 0005)
Sira Road,opp.sbm,tumkur 572103
Apmc Branch (1st Cross Apmc Yard - 0008)
1st Cross,apmc Yard,tumkur 572103
Frequently Asked Questions
About Tumkur Grain Merchants Co Operative Bank Jc Road Branch (j C Road Tumkur 572101 - 0002), Tumkur
The IFSC code TGMB0000002 (lowercase: tgmb0000002) belongs to Tumkur Grain Merchants Co Operative Bank, specifically the Jc Road Branch (j C Road Tumkur 572101 - 0002) branch located in Tumkur, Karnataka.
The 5th character in the IFSC code TGMB0000002 is a zero (0), not the letter 'O'. The correct format is TGMB0000002 (lowercase: tgmb0000002), and not TGMBO000002. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Tumkur Grain Merchants Co Operative Bank Jc Road Branch (j C Road Tumkur 572101 - 0002) in Tumkur, Karnataka is TGMB0000002. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Tumkur Grain Merchants Co Operative Bank Jc Road Branch (j C Road Tumkur 572101 - 0002) is located at J.c.road,tumkur 572101, Tumkur, Karnataka. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Tumkur Grain Merchants Co Operative Bank Jc Road Branch (j C Road Tumkur 572101 - 0002) is 572574006. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code TGMB0000002 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code TGMB0000002 by checking: (1) The top-left corner of any Tumkur Grain Merchants Co Operative Bank Jc Road Branch (j C Road Tumkur 572101 - 0002) cheque leaf, (2) The first page of your Tumkur Grain Merchants Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: TGMB0000002
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
TGMB0000002
What Each Part Means
- Bank Code — TGMB
- The first 4 characters uniquely identify Tumkur Grain Merchants Co Operative Bank at the national level. Every branch of Tumkur Grain Merchants Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000002
- The final 6 characters 000002 uniquely identify this specific branch within the Tumkur Grain Merchants Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | TGMB | Identifies Tumkur Grain Merchants Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000002 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Tumkur Grain Merchants Co Operative Bank
Jc Road Branch (j C Road Tumkur 572101 - 0002), Tumkur, Karnataka
Cheque No.
00000002
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | TGMB0000002 | 572574006 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.