The Union Co Operative Bank Mahinagar The Union Co-operative Bank Mahinagar Imps IFSC Code
The Union Co Operative Bank Mahinagar
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
The Union Co-operative Bank Mahinagar Imps
District
Kolkata
State
Maharashtra
🔍 Search for another branch
Top Financial Tools for The Union Co Operative Bank Mahinagar Customers
Free calculators — no login required
The Union Co Operative Bank Mahinagar FD Calculator
Estimate fixed deposit maturity with quarterly compounding
The Union Co Operative Bank Mahinagar RD Calculator
Compute recurring deposit maturity with monthly deposits
The Union Co Operative Bank Mahinagar APY Calculator
Plan your Atal Pension Yojana monthly contribution & pension amount
The Union Co Operative Bank Mahinagar SSY Calculator
Calculate Sukanya Samriddhi Yojana maturity for your daughter
Frequently Asked Questions
About The Union Co Operative Bank Mahinagar The Union Co-operative Bank Mahinagar Imps (vill Mahinagar Po Malancha M - Cblm), Kolkata
The IFSC code HDFC0CUCBLM (lowercase: hdfc0cucblm) belongs to The Union Co Operative Bank Mahinagar, specifically the The Union Co-operative Bank Mahinagar Imps (vill Mahinagar Po Malancha M - Cblm) branch located in Kolkata, Maharashtra.
The 5th character in the IFSC code HDFC0CUCBLM is a zero (0), not the letter 'O'. The correct format is HDFC0CUCBLM (lowercase: hdfc0cucblm), and not HDFCOCUCBLM. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of The Union Co Operative Bank Mahinagar The Union Co-operative Bank Mahinagar Imps (vill Mahinagar Po Malancha M - Cblm) in Kolkata, Maharashtra is HDFC0CUCBLM. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
The Union Co Operative Bank Mahinagar The Union Co-operative Bank Mahinagar Imps (vill Mahinagar Po Malancha M - Cblm) is located at Vill Mahinagar Po Malancha Mahinagar Dist 24 Paraganas South Pin 700145, Kolkata, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of The Union Co Operative Bank Mahinagar The Union Co-operative Bank Mahinagar Imps (vill Mahinagar Po Malancha M - Cblm) is 700093255. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code HDFC0CUCBLM is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code HDFC0CUCBLM by checking: (1) The top-left corner of any The Union Co Operative Bank Mahinagar The Union Co-operative Bank Mahinagar Imps (vill Mahinagar Po Malancha M - Cblm) cheque leaf, (2) The first page of your The Union Co Operative Bank Mahinagar passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: HDFC0CUCBLM
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
HDFC0CUCBLM
What Each Part Means
- Bank Code — HDFC
- The first 4 characters uniquely identify The Union Co Operative Bank Mahinagar at the national level. Every branch of The Union Co Operative Bank Mahinagar across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — CUCBLM
- The final 6 characters CUCBLM uniquely identify this specific branch within the The Union Co Operative Bank Mahinagar network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | HDFC | Identifies The Union Co Operative Bank Mahinagar |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | CUCBLM | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
The Union Co Operative Bank Mahinagar
The Union Co-operative Bank Mahinagar Imps (vill Mahinagar Po Malancha M - Cblm), Kolkata, Maharashtra
Cheque No.
00000000
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | HDFC0CUCBLM | 700093255 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.