The Burdwan Central Co Operative Bank Ltd Kalpataru IFSC Code
The Burdwan Central Co Operative Bank Ltd
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Kalpataru
Address
Purbasha Bus Stand Alisha Sripally Dist - Purba Bardhaman Pin Code - 713103
View on Google MapsDistrict
Bardhaman
State
West Bengal
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Frequently Asked Questions
About The Burdwan Central Co Operative Bank Ltd Kalpataru (purbasha Bus Stand Alisha Sr - 0132), Bardhaman
The IFSC code BUCB0000132 (lowercase: bucb0000132) belongs to The Burdwan Central Co Operative Bank Ltd, specifically the Kalpataru (purbasha Bus Stand Alisha Sr - 0132) branch located in Bardhaman, West Bengal.
The 5th character in the IFSC code BUCB0000132 is a zero (0), not the letter 'O'. The correct format is BUCB0000132 (lowercase: bucb0000132), and not BUCBO000132. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of The Burdwan Central Co Operative Bank Ltd Kalpataru (purbasha Bus Stand Alisha Sr - 0132) in Bardhaman, West Bengal is BUCB0000132. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
The Burdwan Central Co Operative Bank Ltd Kalpataru (purbasha Bus Stand Alisha Sr - 0132) is located at Purbasha Bus Stand Alisha Sripally Dist - Purba Bardhaman Pin Code - 713103, Bardhaman, West Bengal. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of The Burdwan Central Co Operative Bank Ltd Kalpataru (purbasha Bus Stand Alisha Sr - 0132) is 713804104. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code BUCB0000132 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code BUCB0000132 by checking: (1) The top-left corner of any The Burdwan Central Co Operative Bank Ltd Kalpataru (purbasha Bus Stand Alisha Sr - 0132) cheque leaf, (2) The first page of your The Burdwan Central Co Operative Bank Ltd passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: BUCB0000132
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
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BUCB0000132
What Each Part Means
- Bank Code — BUCB
- The first 4 characters uniquely identify The Burdwan Central Co Operative Bank Ltd at the national level. Every branch of The Burdwan Central Co Operative Bank Ltd across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000132
- The final 6 characters 000132 uniquely identify this specific branch within the The Burdwan Central Co Operative Bank Ltd network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | BUCB | Identifies The Burdwan Central Co Operative Bank Ltd |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000132 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
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The Burdwan Central Co Operative Bank Ltd
Kalpataru (purbasha Bus Stand Alisha Sr - 0132), Bardhaman, West Bengal
Cheque No.
00000132
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | BUCB0000132 | 713804104 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.