Thane District Central Co Operative Bank Palghar IFSC Code
Thane District Central Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
Palghar
Address
Palghar Branch Kacheri Road, Congress Bhavan, Lst Floor, Tal.palghar, Pin Code-401 404.
View on Google MapsDistrict
Palghar
State
Maharashtra
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Other Thane District Central Co Operative Bank Branches in Palghar
4 nearby branches — click to view IFSC
Safala (grampanchayat Building - 0052)
Grampanchayat Building, At- Safala-east, Taluka-palghar,pin-401 102.
Satpati (near Ram Mandir - 0053)
Near Ram Mandir Stop, At & Post-satpati, Taluka-palghar, Pin-401 405.
Tarapur (building Tarapur Village Tal - 0054)
1st Floor, Sai Datta Pooja Building, Tarapur Village, Tal-palghar, Dist-thane
Navapur (near Grampanchayat Office - 0071)
Near Grampanchayat Office, At & Post-navapur, Tal.palghar, Dist.thane. Pin-401 401.
Frequently Asked Questions
About Thane District Central Co Operative Bank Palghar (branch Kacheri Road Congress - 0047), Palghar
The IFSC code TDCB0000047 (lowercase: tdcb0000047) belongs to Thane District Central Co Operative Bank, specifically the Palghar (branch Kacheri Road Congress - 0047) branch located in Palghar, Maharashtra.
The 5th character in the IFSC code TDCB0000047 is a zero (0), not the letter 'O'. The correct format is TDCB0000047 (lowercase: tdcb0000047), and not TDCBO000047. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Thane District Central Co Operative Bank Palghar (branch Kacheri Road Congress - 0047) in Palghar, Maharashtra is TDCB0000047. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Thane District Central Co Operative Bank Palghar (branch Kacheri Road Congress - 0047) is located at Palghar Branch Kacheri Road, Congress Bhavan, Lst Floor, Tal.palghar, Pin Code-401 404., Palghar, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for Thane District Central Co Operative Bank Palghar (branch Kacheri Road Congress - 0047) in Palghar is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code TDCB0000047 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code TDCB0000047 by checking: (1) The top-left corner of any Thane District Central Co Operative Bank Palghar (branch Kacheri Road Congress - 0047) cheque leaf, (2) The first page of your Thane District Central Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: TDCB0000047
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
TDCB0000047
What Each Part Means
- Bank Code — TDCB
- The first 4 characters uniquely identify Thane District Central Co Operative Bank at the national level. Every branch of Thane District Central Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000047
- The final 6 characters 000047 uniquely identify this specific branch within the Thane District Central Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | TDCB | Identifies Thane District Central Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000047 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Thane District Central Co Operative Bank
Palghar (branch Kacheri Road Congress - 0047), Palghar, Maharashtra
Cheque No.
00000047
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | TDCB0000047 | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.