Tamluk Ghatal Central Co Operative Bank Tamluk Ghatal Central Cooperative Bank Ltd Khirpai Branch IFSC Code
Tamluk Ghatal Central Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Tamluk Ghatal Central Cooperative Bank Ltd Khirpai Branch
District
Khirpai
State
West Bengal
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Frequently Asked Questions
About Tamluk Ghatal Central Co Operative Bank Tamluk Ghatal Central Cooperative Bank Ltd Khirpai Branch (khirpai Paschim Medinipur Pi - Cb15), Khirpai
The IFSC code WBSC0TCCB15 (lowercase: wbsc0tccb15) belongs to Tamluk Ghatal Central Co Operative Bank, specifically the Tamluk Ghatal Central Cooperative Bank Ltd Khirpai Branch (khirpai Paschim Medinipur Pi - Cb15) branch located in Khirpai, West Bengal.
The 5th character in the IFSC code WBSC0TCCB15 is a zero (0), not the letter 'O'. The correct format is WBSC0TCCB15 (lowercase: wbsc0tccb15), and not WBSCOTCCB15. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Tamluk Ghatal Central Co Operative Bank Tamluk Ghatal Central Cooperative Bank Ltd Khirpai Branch (khirpai Paschim Medinipur Pi - Cb15) in Khirpai, West Bengal is WBSC0TCCB15. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Tamluk Ghatal Central Co Operative Bank Tamluk Ghatal Central Cooperative Bank Ltd Khirpai Branch (khirpai Paschim Medinipur Pi - Cb15) is located at Khirpai Paschim Medinipur Pin 721232, Khirpai, West Bengal. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Tamluk Ghatal Central Co Operative Bank Tamluk Ghatal Central Cooperative Bank Ltd Khirpai Branch (khirpai Paschim Medinipur Pi - Cb15) is 721815802. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code WBSC0TCCB15 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code WBSC0TCCB15 by checking: (1) The top-left corner of any Tamluk Ghatal Central Co Operative Bank Tamluk Ghatal Central Cooperative Bank Ltd Khirpai Branch (khirpai Paschim Medinipur Pi - Cb15) cheque leaf, (2) The first page of your Tamluk Ghatal Central Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: WBSC0TCCB15
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
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WBSC0TCCB15
What Each Part Means
- Bank Code — WBSC
- The first 4 characters uniquely identify Tamluk Ghatal Central Co Operative Bank at the national level. Every branch of Tamluk Ghatal Central Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — TCCB15
- The final 6 characters TCCB15 uniquely identify this specific branch within the Tamluk Ghatal Central Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | WBSC | Identifies Tamluk Ghatal Central Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | TCCB15 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
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Tamluk Ghatal Central Co Operative Bank
Tamluk Ghatal Central Cooperative Bank Ltd Khirpai Branch (khirpai Paschim Medinipur Pi - Cb15), Khirpai, West Bengal
Cheque No.
00000015
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | WBSC0TCCB15 | 721815802 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.