IFSCIndex

Svc Co Operative Bank Wai Urban Coop Bk Ltd- Vashi IFSC Code

Svc Co Operative Bank Logo

Svc Co Operative Bank

SVCB0016025

IFSC · Used for NEFT, IMPS & RTGS

400939002

MICR · Used for Cheque Clearance

Branch

Wai Urban Coop Bk Ltd- Vashi

Address

Apmc Market, Sector 19, Central Building, Ground Floor, Development Phase Ii, Market- 1, Vashi, Navi Mumbai- 400705

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District

New Bombay

State

Maharashtra

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Frequently Asked Questions

About Svc Co Operative Bank Wai Urban Coop Bk Ltd- Vashi (apmc Market Sector 19 Centra - 6025), New Bombay

The IFSC code SVCB0016025 (lowercase: svcb0016025) belongs to Svc Co Operative Bank, specifically the Wai Urban Coop Bk Ltd- Vashi (apmc Market Sector 19 Centra - 6025) branch located in New Bombay, Maharashtra.

The 5th character in the IFSC code SVCB0016025 is a zero (0), not the letter 'O'. The correct format is SVCB0016025 (lowercase: svcb0016025), and not SVCBO016025. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Svc Co Operative Bank Wai Urban Coop Bk Ltd- Vashi (apmc Market Sector 19 Centra - 6025) in New Bombay, Maharashtra is SVCB0016025. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Svc Co Operative Bank Wai Urban Coop Bk Ltd- Vashi (apmc Market Sector 19 Centra - 6025) is located at Apmc Market, Sector 19, Central Building, Ground Floor, Development Phase Ii, Market- 1, Vashi, Navi Mumbai- 400705, New Bombay, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of Svc Co Operative Bank Wai Urban Coop Bk Ltd- Vashi (apmc Market Sector 19 Centra - 6025) is 400939002. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code SVCB0016025 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code SVCB0016025 by checking: (1) The top-left corner of any Svc Co Operative Bank Wai Urban Coop Bk Ltd- Vashi (apmc Market Sector 19 Centra - 6025) cheque leaf, (2) The first page of your Svc Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: SVCB0016025

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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SVCB
Bank Codechars 1–4
0Reservedchar 5
016025
Branch Codechars 6–11

SVCB0016025

What Each Part Means

Bank Code — SVCB
The first 4 characters uniquely identify Svc Co Operative Bank at the national level. Every branch of Svc Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 016025
The final 6 characters 016025 uniquely identify this specific branch within the Svc Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code SVCB0016025
SegmentCharsValuePurpose
Bank Code1–4SVCBIdentifies Svc Co Operative Bank
Reserved50RBI reserved (always 0)
Branch Code6–11016025Unique to this branch

Where to Find IFSC & MICR on Your Cheque

Interactive cheque leaf mockup — highlighted fields show live values from this branch

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchSVCB0016025400939002
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.