IFSCIndex

Sutex Co Operative Bank Udhna Main Road IFSC Code

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Sutex Co Operative Bank

SUTB0248017

IFSC · Used for NEFT, IMPS & RTGS

395248017

MICR · Used for Cheque Clearance

Branch

Udhna Main Road

Address

Shop No 7 By 8 By 8 By 9 Upper Ground Floor,shreenath Chemebrs,udhna Surat-394210,gujarat (india)

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District

Surat

State

Gujarat

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Frequently Asked Questions

About Sutex Co Operative Bank Udhna Main Road (shreenath Chemebrs - 8017), Surat

The IFSC code SUTB0248017 (lowercase: sutb0248017) belongs to Sutex Co Operative Bank, specifically the Udhna Main Road (shreenath Chemebrs - 8017) branch located in Surat, Gujarat.

The 5th character in the IFSC code SUTB0248017 is a zero (0), not the letter 'O'. The correct format is SUTB0248017 (lowercase: sutb0248017), and not SUTBO248017. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Sutex Co Operative Bank Udhna Main Road (shreenath Chemebrs - 8017) in Surat, Gujarat is SUTB0248017. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Sutex Co Operative Bank Udhna Main Road (shreenath Chemebrs - 8017) is located at Shop No 7 By 8 By 8 By 9 Upper Ground Floor,shreenath Chemebrs,udhna Surat-394210,gujarat (india), Surat, Gujarat. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of Sutex Co Operative Bank Udhna Main Road (shreenath Chemebrs - 8017) is 395248017. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code SUTB0248017 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code SUTB0248017 by checking: (1) The top-left corner of any Sutex Co Operative Bank Udhna Main Road (shreenath Chemebrs - 8017) cheque leaf, (2) The first page of your Sutex Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: SUTB0248017

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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SUTB
Bank Codechars 1–4
0Reservedchar 5
248017
Branch Codechars 6–11

SUTB0248017

What Each Part Means

Bank Code — SUTB
The first 4 characters uniquely identify Sutex Co Operative Bank at the national level. Every branch of Sutex Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 248017
The final 6 characters 248017 uniquely identify this specific branch within the Sutex Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code SUTB0248017
SegmentCharsValuePurpose
Bank Code1–4SUTBIdentifies Sutex Co Operative Bank
Reserved50RBI reserved (always 0)
Branch Code6–11248017Unique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchSUTB0248017395248017
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.