Sutex Co Operative Bank Adajan-pal Raod IFSC Code
Sutex Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Adajan-pal Raod
District
Surat
State
Gujarat
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Other Sutex Co Operative Bank Branches in Surat
4 nearby branches — click to view IFSC
Service Centre (surajram Bachkaniwala Bhavan - 00sc)
Surajram Bachkaniwala Bhavan, 1st Floor,udhna-magdalla Rd., Surat-395017,gujarat (india).
Surat Textile Market (market Ring Road Surat-39500 - 8002)
2nd Floor., Bank Block, Surat Textile Market,ring Road, Surat-395002,gujarat (india).
Station Road (flr Station Road Surat-39500 - 8003)
Meghani Mansion Gr.flr.,station Road, Surat-395003,gujarat (india).
Katargam (163-b - 8004)
163-b,old Gidc, Katargam,surat-395004, Gujarat (india).
Frequently Asked Questions
About Sutex Co Operative Bank Adajan-pal Raod (bazaar Adajan Road - 8018), Surat
The IFSC code SUTB0248018 (lowercase: sutb0248018) belongs to Sutex Co Operative Bank, specifically the Adajan-pal Raod (bazaar Adajan Road - 8018) branch located in Surat, Gujarat.
The 5th character in the IFSC code SUTB0248018 is a zero (0), not the letter 'O'. The correct format is SUTB0248018 (lowercase: sutb0248018), and not SUTBO248018. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Sutex Co Operative Bank Adajan-pal Raod (bazaar Adajan Road - 8018) in Surat, Gujarat is SUTB0248018. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Sutex Co Operative Bank Adajan-pal Raod (bazaar Adajan Road - 8018) is located at 1st Floor, J-9 Centre, Near Star Bazaar, Adajan Road, Surat, Gujarat. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Sutex Co Operative Bank Adajan-pal Raod (bazaar Adajan Road - 8018) is 395248018. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code SUTB0248018 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code SUTB0248018 by checking: (1) The top-left corner of any Sutex Co Operative Bank Adajan-pal Raod (bazaar Adajan Road - 8018) cheque leaf, (2) The first page of your Sutex Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: SUTB0248018
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
SUTB0248018
What Each Part Means
- Bank Code — SUTB
- The first 4 characters uniquely identify Sutex Co Operative Bank at the national level. Every branch of Sutex Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 248018
- The final 6 characters 248018 uniquely identify this specific branch within the Sutex Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | SUTB | Identifies Sutex Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 248018 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Sutex Co Operative Bank
Adajan-pal Raod (bazaar Adajan Road - 8018), Surat, Gujarat
Cheque No.
00248018
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | SUTB0248018 | 395248018 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.