IFSCIndex

Suryoday Small Finance Bank Nerul IFSC Code

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Suryoday Small Finance Bank

SURY0000013

IFSC · Used for NEFT, IMPS & RTGS

400757004

MICR · Used for Cheque Clearance

Branch

Nerul

Address

Shop Number 3, 4 & 6, Ground Floor,nri Shopping Center, Seawoods Estaes, 56 / 58, Sector 54, Nerul, Navi Mumbai

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District

Navi Mumbai

State

Maharashtra

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Frequently Asked Questions

About Suryoday Small Finance Bank Nerul (56 58 Sector 54 Nerul - 0013), Navi Mumbai

The IFSC code SURY0000013 (lowercase: sury0000013) belongs to Suryoday Small Finance Bank, specifically the Nerul (56 58 Sector 54 Nerul - 0013) branch located in Navi Mumbai, Maharashtra.

The 5th character in the IFSC code SURY0000013 is a zero (0), not the letter 'O'. The correct format is SURY0000013 (lowercase: sury0000013), and not SURYO000013. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of Suryoday Small Finance Bank Nerul (56 58 Sector 54 Nerul - 0013) in Navi Mumbai, Maharashtra is SURY0000013. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

Suryoday Small Finance Bank Nerul (56 58 Sector 54 Nerul - 0013) is located at Shop Number 3, 4 & 6, Ground Floor,nri Shopping Center, Seawoods Estaes, 56 / 58, Sector 54, Nerul, Navi Mumbai, Navi Mumbai, Maharashtra. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of Suryoday Small Finance Bank Nerul (56 58 Sector 54 Nerul - 0013) is 400757004. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code SURY0000013 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code SURY0000013 by checking: (1) The top-left corner of any Suryoday Small Finance Bank Nerul (56 58 Sector 54 Nerul - 0013) cheque leaf, (2) The first page of your Suryoday Small Finance Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: SURY0000013

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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SURY
Bank Codechars 1–4
0Reservedchar 5
000013
Branch Codechars 6–11

SURY0000013

What Each Part Means

Bank Code — SURY
The first 4 characters uniquely identify Suryoday Small Finance Bank at the national level. Every branch of Suryoday Small Finance Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 000013
The final 6 characters 000013 uniquely identify this specific branch within the Suryoday Small Finance Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code SURY0000013
SegmentCharsValuePurpose
Bank Code1–4SURYIdentifies Suryoday Small Finance Bank
Reserved50RBI reserved (always 0)
Branch Code6–11000013Unique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchSURY0000013400757004
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.