Surat District Co Operative Bank Singpur IFSC Code
Surat District Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Singpur
District
Songadh
State
Gujarat
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Other Surat District Co Operative Bank Branches in Songadh
3 nearby branches — click to view IFSC
Songadh (near Ramji Mandir - 0008)
Near Ramji Mandir, Junagam, Tal. Songadh, Pincode - 394 670
Bandharpada (gamtal Block No 204-4 - 0096)
Gamtal Block No 204-4, At Bandharpada, Post Galkuva, Taluka Songadh
Malangdev (shree Malangdev Dudh Utpadak - 0116)
Shree Malangdev Dudh Utpadak Sahkari Mandli Ltd, At And Post - Malangdev, Taluka - Songadh, District - Tapi, Pincode - 394716
Frequently Asked Questions
About Surat District Co Operative Bank Singpur (at And Post Singpur - 0110), Songadh
The IFSC code SDCB0000110 (lowercase: sdcb0000110) belongs to Surat District Co Operative Bank, specifically the Singpur (at And Post Singpur - 0110) branch located in Songadh, Gujarat.
The 5th character in the IFSC code SDCB0000110 is a zero (0), not the letter 'O'. The correct format is SDCB0000110 (lowercase: sdcb0000110), and not SDCBO000110. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Surat District Co Operative Bank Singpur (at And Post Singpur - 0110) in Songadh, Gujarat is SDCB0000110. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Surat District Co Operative Bank Singpur (at And Post Singpur - 0110) is located at House No - 306, At And Post Singpur, Taluka - Songadh, Pin - 394670, Songadh, Gujarat. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Surat District Co Operative Bank Singpur (at And Post Singpur - 0110) is 394244544. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code SDCB0000110 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code SDCB0000110 by checking: (1) The top-left corner of any Surat District Co Operative Bank Singpur (at And Post Singpur - 0110) cheque leaf, (2) The first page of your Surat District Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: SDCB0000110
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
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SDCB0000110
What Each Part Means
- Bank Code — SDCB
- The first 4 characters uniquely identify Surat District Co Operative Bank at the national level. Every branch of Surat District Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000110
- The final 6 characters 000110 uniquely identify this specific branch within the Surat District Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | SDCB | Identifies Surat District Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000110 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Surat District Co Operative Bank
Singpur (at And Post Singpur - 0110), Songadh, Gujarat
Cheque No.
00000110
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | SDCB0000110 | 394244544 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.