Sumitomo Mitsui Banking Corporation Bengaluru Branch IFSC Code
Sumitomo Mitsui Banking Corporation
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Bengaluru Branch
Address
Sumitomo Mitsui Banking Corporation, Unit-b-1011, 10th Floor, Tower-b, Signature Towers, Brigade Golden Triangle, Old Madras Road, Kattamanallur Gate Flyover, Bengaluru, Karnataka - 560049
View on Google MapsDistrict
Bengaluru
State
Karnataka
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Frequently Asked Questions
About Sumitomo Mitsui Banking Corporation Bengaluru Branch (old Madras Road Kattamanallu - 0004), Bengaluru
The IFSC code SMBC0000004 (lowercase: smbc0000004) belongs to Sumitomo Mitsui Banking Corporation, specifically the Bengaluru Branch (old Madras Road Kattamanallu - 0004) branch located in Bengaluru, Karnataka.
The 5th character in the IFSC code SMBC0000004 is a zero (0), not the letter 'O'. The correct format is SMBC0000004 (lowercase: smbc0000004), and not SMBCO000004. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Sumitomo Mitsui Banking Corporation Bengaluru Branch (old Madras Road Kattamanallu - 0004) in Bengaluru, Karnataka is SMBC0000004. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Sumitomo Mitsui Banking Corporation Bengaluru Branch (old Madras Road Kattamanallu - 0004) is located at Sumitomo Mitsui Banking Corporation, Unit-b-1011, 10th Floor, Tower-b, Signature Towers, Brigade Golden Triangle, Old Madras Road, Kattamanallur Gate Flyover, Bengaluru, Karnataka - 560049, Bengaluru, Karnataka. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of Sumitomo Mitsui Banking Corporation Bengaluru Branch (old Madras Road Kattamanallu - 0004) is 560040002. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code SMBC0000004 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code SMBC0000004 by checking: (1) The top-left corner of any Sumitomo Mitsui Banking Corporation Bengaluru Branch (old Madras Road Kattamanallu - 0004) cheque leaf, (2) The first page of your Sumitomo Mitsui Banking Corporation passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: SMBC0000004
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
SMBC0000004
What Each Part Means
- Bank Code — SMBC
- The first 4 characters uniquely identify Sumitomo Mitsui Banking Corporation at the national level. Every branch of Sumitomo Mitsui Banking Corporation across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000004
- The final 6 characters 000004 uniquely identify this specific branch within the Sumitomo Mitsui Banking Corporation network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | SMBC | Identifies Sumitomo Mitsui Banking Corporation |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000004 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
Sumitomo Mitsui Banking Corporation
Bengaluru Branch (old Madras Road Kattamanallu - 0004), Bengaluru, Karnataka
Cheque No.
00000004
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | SMBC0000004 | 560040002 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.