IFSCIndex

State Bank Of India Sarkanda Bilaspur IFSC Code

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State Bank Of India

SBIN0004834

IFSC · Used for NEFT, IMPS & RTGS

495002007

MICR · Used for Cheque Clearance

Branch

Sarkanda Bilaspur

Address

Sarkandabilaspur Distbilaspur,madhya Pradesh ,pin - 495001

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District

Bilaspur

State

Chhattisgarh

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Frequently Asked Questions

About State Bank Of India Sarkanda Bilaspur (sarkandabilaspur Distbilaspu - 4834), Bilaspur

The IFSC code SBIN0004834 (lowercase: sbin0004834) belongs to State Bank Of India, specifically the Sarkanda Bilaspur (sarkandabilaspur Distbilaspu - 4834) branch located in Bilaspur, Chhattisgarh.

The 5th character in the IFSC code SBIN0004834 is a zero (0), not the letter 'O'. The correct format is SBIN0004834 (lowercase: sbin0004834), and not SBINO004834. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.

The IFSC code of State Bank Of India Sarkanda Bilaspur (sarkandabilaspur Distbilaspu - 4834) in Bilaspur, Chhattisgarh is SBIN0004834. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.

State Bank Of India Sarkanda Bilaspur (sarkandabilaspur Distbilaspu - 4834) is located at Sarkandabilaspur Distbilaspur,madhya Pradesh ,pin - 495001, Bilaspur, Chhattisgarh. You can click the "View on Google Maps" button on this page to get directions.

The MICR (Magnetic Ink Character Recognition) code of State Bank Of India Sarkanda Bilaspur (sarkandabilaspur Distbilaspu - 4834) is 495002007. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.

Yes. IFSC code SBIN0004834 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.

You can verify IFSC code SBIN0004834 by checking: (1) The top-left corner of any State Bank Of India Sarkanda Bilaspur (sarkandabilaspur Distbilaspu - 4834) cheque leaf, (2) The first page of your State Bank Of India passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.

Understanding IFSC Code: SBIN0004834

Decoded structure — 4 + 1 + 6 characters

Visual Breakdown

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SBIN
Bank Codechars 1–4
0Reservedchar 5
004834
Branch Codechars 6–11

SBIN0004834

What Each Part Means

Bank Code — SBIN
The first 4 characters uniquely identify State Bank Of India at the national level. Every branch of State Bank Of India across all states shares this same prefix. It is assigned by the RBI and never changes.
Reserved — 0
The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
Branch Code — 004834
The final 6 characters 004834 uniquely identify this specific branch within the State Bank Of India network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
Quick reference for IFSC code SBIN0004834
SegmentCharsValuePurpose
Bank Code1–4SBINIdentifies State Bank Of India
Reserved50RBI reserved (always 0)
Branch Code6–11004834Unique to this branch

Where to Find IFSC & MICR on Your Cheque

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IFSC vs MICR — Functional Comparison

Two different codes, two different banking systems

FeatureIFSC CodeMICR Code
Full FormIndian Financial System CodeMagnetic Ink Character Recognition
Length & Format11 characters — alphanumeric9 digits — numeric only
This BranchSBIN0004834495002007
Primary UseElectronic fund transfers: NEFT, RTGS, IMPS, UPIPhysical cheque clearing at clearing houses
MediumDigital / online — no physical document neededPrinted in magnetic ink on cheque leaf bottom band
Processing SpeedReal-time (IMPS/UPI) or 30-min batches (NEFT)T+1 or T+2 clearing cycle via RBI clearing houses
Where to Find ItCheque leaf (top area), passbook first page, net bankingBottom band of cheque leaf (the printed magnetic strip)
Assigned ByRBI — permanent unless branch is relocated/mergedRBI — encodes city (3) + bank (3) + branch (3) digits
Required ForAdding a payee / beneficiary for online transferCheque book issuance and clearing house processing

Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.

Disclaimer: All IFSC code and branch address data is sourced directly from the Reserve Bank of India (RBI) master registry. While we apply formatting to improve readability, IFSC Code World is not responsible for geographical discrepancies or inaccuracies originating from the central database. Please verify critical routing information with your home branch before initiating large transfers.