Sree Charan Souhardha Co Operative Bank City Market Branch IFSC Code
Sree Charan Souhardha Co Operative Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · This branch may not process cheques.
Branch
City Market Branch
District
Bangalore
State
Karnataka
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Other Sree Charan Souhardha Co Operative Bank Branches in Bangalore
4 nearby branches — click to view IFSC
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Gandhi Bazar Branch (b Samaja Road Basavanagudi - 0002)
No. 87-1 H B Samaja Road Basavanagudi
Sulatnpet Branch (v Temple Street Sultanpet - 0004)
No. 48 Old Sringeri Shankar Math K V Temple Street Sultanpet
Malleshwaram Branch (6th Main Road Between 13th - 0005)
No. 96-1 Sai Krupa 6th Main Road Between 13th And 15th Cross Malleshwaram
Frequently Asked Questions
About Sree Charan Souhardha Co Operative Bank City Market Branch (lane Nagarthpet Cross - 0003), Bangalore
The IFSC code SECB0000003 (lowercase: secb0000003) belongs to Sree Charan Souhardha Co Operative Bank, specifically the City Market Branch (lane Nagarthpet Cross - 0003) branch located in Bangalore, Karnataka.
The 5th character in the IFSC code SECB0000003 is a zero (0), not the letter 'O'. The correct format is SECB0000003 (lowercase: secb0000003), and not SECBO000003. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of Sree Charan Souhardha Co Operative Bank City Market Branch (lane Nagarthpet Cross - 0003) in Bangalore, Karnataka is SECB0000003. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
Sree Charan Souhardha Co Operative Bank City Market Branch (lane Nagarthpet Cross - 0003) is located at Subbamma Krupa P R Shastry Lane Nagarthpet Cross, Bangalore, Karnataka. You can click the "View on Google Maps" button on this page to get directions.
The MICR code for Sree Charan Souhardha Co Operative Bank City Market Branch (lane Nagarthpet Cross - 0003) in Bangalore is printed at the bottom of your cheque leaf. If you cannot locate it, contact your branch directly or check your passbook.
Yes. IFSC code SECB0000003 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code SECB0000003 by checking: (1) The top-left corner of any Sree Charan Souhardha Co Operative Bank City Market Branch (lane Nagarthpet Cross - 0003) cheque leaf, (2) The first page of your Sree Charan Souhardha Co Operative Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: SECB0000003
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
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SECB0000003
What Each Part Means
- Bank Code — SECB
- The first 4 characters uniquely identify Sree Charan Souhardha Co Operative Bank at the national level. Every branch of Sree Charan Souhardha Co Operative Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000003
- The final 6 characters 000003 uniquely identify this specific branch within the Sree Charan Souhardha Co Operative Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | SECB | Identifies Sree Charan Souhardha Co Operative Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000003 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
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Sree Charan Souhardha Co Operative Bank
City Market Branch (lane Nagarthpet Cross - 0003), Bangalore, Karnataka
Cheque No.
00000003
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | SECB0000003 | Not available |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.