South Indian Bank Kizhissery IFSC Code
South Indian Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Kizhissery
District
Malappuram
State
Kerala
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Other South Indian Bank Branches in Malappuram
4 nearby branches — click to view IFSC
Changaramkulam (complex Naranipuzha Road Cha - 0014)
Dono443 I, Ward No17, Nihala Commercial Complex, Naranipuzha Road, Changaramkulam, Nannamukku Po, Malappuram District, Kerala 679575
Changaramkulam Nri (mall Thrissur Road Changaram - 0328)
Donoxvi-1009, City Mall, Thrissur Road, Changaramkulam, Nannamkunnu, Malappuram, Kerala, Pin Code-679595
Malappuram (complex Kozhikode Road Down - 0351)
Dono14 243 A A1 A2, Ward No 23, Pary Shopping Complex, Kozhikode Road, Down Hill, Malappuram, Kerala 676519
Puthanathani (complex Valancherry Road Put - 0390)
1st Floor, Ayapilly Commercial Complex Valancherry Road Puthanathani Pincode 676552,ayapilly Commercial Complex,kerala
Frequently Asked Questions
About South Indian Bank Kizhissery (kotta Tower Near Telephone E - 0620), Malappuram
The IFSC code SIBL0000620 (lowercase: sibl0000620) belongs to South Indian Bank, specifically the Kizhissery (kotta Tower Near Telephone E - 0620) branch located in Malappuram, Kerala.
The 5th character in the IFSC code SIBL0000620 is a zero (0), not the letter 'O'. The correct format is SIBL0000620 (lowercase: sibl0000620), and not SIBLO000620. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of South Indian Bank Kizhissery (kotta Tower Near Telephone E - 0620) in Malappuram, Kerala is SIBL0000620. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
South Indian Bank Kizhissery (kotta Tower Near Telephone E - 0620) is located at Kotta Tower Near Telephone Exchange Kizhissery 673 641 Malappuram, Malappuram, Kerala. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of South Indian Bank Kizhissery (kotta Tower Near Telephone E - 0620) is 676059807. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code SIBL0000620 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code SIBL0000620 by checking: (1) The top-left corner of any South Indian Bank Kizhissery (kotta Tower Near Telephone E - 0620) cheque leaf, (2) The first page of your South Indian Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: SIBL0000620
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
SIBL0000620
What Each Part Means
- Bank Code — SIBL
- The first 4 characters uniquely identify South Indian Bank at the national level. Every branch of South Indian Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000620
- The final 6 characters 000620 uniquely identify this specific branch within the South Indian Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | SIBL | Identifies South Indian Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000620 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
South Indian Bank
Kizhissery (kotta Tower Near Telephone E - 0620), Malappuram, Kerala
Cheque No.
00000620
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | SIBL0000620 | 676059807 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.