South Indian Bank Chalakudy IFSC Code
South Indian Bank
IFSC · Used for NEFT, IMPS & RTGS
MICR · Used for Cheque Clearance
Branch
Chalakudy
Address
Chalakudy Branch,manjaly Achandy Trade Centre,near Church Stop,trunk Road, Thrissur , Kerala, Pin-680307
View on Google MapsDistrict
Chalakudy
State
Kerala
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Other South Indian Bank Branches in Chalakudy
2 nearby branches — click to view IFSC
Chalakudy North (hospital Main Road Chalakudy - 0552)
Kanichikattil Complex, Near Stjames Hospital, Main Road, Chalakudy Po, Thrissur, Kerala-680307
Digital Banking Unit Chalakudy (square Anamala Junction Chal - 1021)
Ground Floor, Building No Xiii/ 435 C4 & C5, M/s Tramway Square, Anamala Junction,chalakudy-680307
Frequently Asked Questions
About South Indian Bank Chalakudy (stop Trunk Road Thrissur Ker - 0012), Chalakudy
The IFSC code SIBL0000012 (lowercase: sibl0000012) belongs to South Indian Bank, specifically the Chalakudy (stop Trunk Road Thrissur Ker - 0012) branch located in Chalakudy, Kerala.
The 5th character in the IFSC code SIBL0000012 is a zero (0), not the letter 'O'. The correct format is SIBL0000012 (lowercase: sibl0000012), and not SIBLO000012. According to RBI guidelines, the fifth character of all IFSC codes is reserved as a zero.
The IFSC code of South Indian Bank Chalakudy (stop Trunk Road Thrissur Ker - 0012) in Chalakudy, Kerala is SIBL0000012. This 11-character code is required for all NEFT, RTGS and IMPS electronic fund transfers to this branch.
South Indian Bank Chalakudy (stop Trunk Road Thrissur Ker - 0012) is located at Chalakudy Branch,manjaly Achandy Trade Centre,near Church Stop,trunk Road, Thrissur , Kerala, Pin-680307, Chalakudy, Kerala. You can click the "View on Google Maps" button on this page to get directions.
The MICR (Magnetic Ink Character Recognition) code of South Indian Bank Chalakudy (stop Trunk Road Thrissur Ker - 0012) is 680059152. MICR codes are used for cheque processing and are printed at the bottom of cheque leaves in magnetic ink.
Yes. IFSC code SIBL0000012 is valid for all three RBI-regulated transfer modes: NEFT (settled in 30-minute batches, no minimum), RTGS (real-time, minimum ₹2 lakh), and IMPS (instant, up to ₹5 lakh). All modes are available 24×7×365 as per RBI guidelines issued in December 2019.
You can verify IFSC code SIBL0000012 by checking: (1) The top-left corner of any South Indian Bank Chalakudy (stop Trunk Road Thrissur Ker - 0012) cheque leaf, (2) The first page of your South Indian Bank passbook, (3) Your net banking or mobile banking app under "Branch Details", or (4) The RBI's official IFSC lookup at rbi.org.in.
Understanding IFSC Code: SIBL0000012
Decoded structure — 4 + 1 + 6 characters
Visual Breakdown
Swipe to see all
SIBL0000012
What Each Part Means
- Bank Code — SIBL
- The first 4 characters uniquely identify South Indian Bank at the national level. Every branch of South Indian Bank across all states shares this same prefix. It is assigned by the RBI and never changes.
- Reserved — 0
- The 5th character is always 0 (zero), reserved by the RBI for future use. It acts as a separator between the bank identifier and the branch-specific code and is mandatory in all electronic fund transfer systems.
- Branch Code — 000012
- The final 6 characters 000012 uniquely identify this specific branch within the South Indian Bank network. No two branches share the same branch code. Use this code to verify you have the correct branch before initiating any NEFT, RTGS, or IMPS transfer.
| Segment | Chars | Value | Purpose |
|---|---|---|---|
| Bank Code | 1–4 | SIBL | Identifies South Indian Bank |
| Reserved | 5 | 0 | RBI reserved (always 0) |
| Branch Code | 6–11 | 000012 | Unique to this branch |
Where to Find IFSC & MICR on Your Cheque
Interactive cheque leaf mockup — highlighted fields show live values from this branch
Swipe left to view full cheque
South Indian Bank
Chalakudy (stop Trunk Road Thrissur Ker - 0012), Chalakudy, Kerala
Cheque No.
00000012
A/c No.
Authorised Signatory
IFSC vs MICR — Functional Comparison
Two different codes, two different banking systems
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length & Format | 11 characters — alphanumeric | 9 digits — numeric only |
| This Branch | SIBL0000012 | 680059152 |
| Primary Use | Electronic fund transfers: NEFT, RTGS, IMPS, UPI | Physical cheque clearing at clearing houses |
| Medium | Digital / online — no physical document needed | Printed in magnetic ink on cheque leaf bottom band |
| Processing Speed | Real-time (IMPS/UPI) or 30-min batches (NEFT) | T+1 or T+2 clearing cycle via RBI clearing houses |
| Where to Find It | Cheque leaf (top area), passbook first page, net banking | Bottom band of cheque leaf (the printed magnetic strip) |
| Assigned By | RBI — permanent unless branch is relocated/merged | RBI — encodes city (3) + bank (3) + branch (3) digits |
| Required For | Adding a payee / beneficiary for online transfer | Cheque book issuance and clearing house processing |
Source: Reserve Bank of India (RBI) Payment Systems Guidelines. IFSC mandatory for NEFT/RTGS/IMPS since 2010; MICR used by CTS-2010 standard cheque clearing.